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Aptus Value Housing Finance India Limited Q2 FY26 results deck summary

NSE: APTUS · BSE: 543335

Results deck of 31 Oct 2025, summarised by AI from the filing.

AUM increased 22% YoY to ₹11,767 cr in Q2 FY26.

Key takeaways

  1. AUM growth AUM increased 22% YoY to ₹11,767 cr in Q2 FY26.
  2. Guidance Management aims to reach ₹25,000 cr AUM in the medium term and sustain 25%+ growth.
  3. Change Disbursements grew 24% QoQ to ₹963 cr in Q2 FY26.
  4. Driver Steady demand and branch expansion supported growth.
  5. Risk Marginal rise in delinquency led to higher GNPAs.

Original filing on BSE

Aptus Value Housing Finance India Limited Q1 FY27 results

As filed: Revenue ₹600 cr (+15% year on year), EBITDA ₹492 cr (+12% year on year), PAT ₹261 cr (+19% year on year), EBITDA margin 81.9% (−248 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹593 cr (+23% year on year), EBITDA ₹492 cr (+20% year on year), PAT ₹261 cr (+26% year on year), EBITDA margin 82.9% (−161 bps). Score 46 of 100, In line with trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was above it. EBITDA margin fell 161 bps year on year. Revenue rose ₹109 cr on a year ago, more than the ₹109 cr it added the year before. Share price after the results: −0.8% in 30 days (Nifty 500: −2.9%).
  • Q3 FY26: Revenue ₹569 cr (+26% year on year), EBITDA ₹470 cr (+25% year on year), PAT ₹236 cr (+24% year on year), EBITDA margin 82.6% (−117 bps). Score 55 of 100, In line with trend. Revenue and profit growth were in line with the company's own trend; EBITDA growth was below it. EBITDA margin fell 117 bps year on year. Revenue rose ₹119 cr on a year ago, more than the ₹99.0 cr it added the year before. Share price after the results: −18.9% in 30 days (Nifty 500: −4.1%).
  • Q2 FY26: Revenue ₹544 cr (+29% year on year), EBITDA ₹452 cr (+28% year on year), PAT ₹227 cr (+25% year on year), EBITDA margin 83.1% (−100 bps). Score 60 of 100, In line with trend. Revenue growth was above the company's own trend; EBITDA and profit growth were in line with it. EBITDA margin fell 100 bps year on year. Revenue rose ₹123 cr on a year ago, more than the ₹87.0 cr it added the year before. Share price after the results: −10.7% in 28 days (Nifty 500: +0.4%).
  • Q1 FY26: Revenue ₹520 cr (+32% year on year), EBITDA ₹439 cr (+31% year on year), PAT ₹219 cr (+27% year on year), EBITDA margin 84.4% (−39 bps). Score 66 of 100, Above trend. Revenue, EBITDA and profit growth were above the company's own trend. EBITDA margin fell 39 bps year on year. Profit rose ₹47.0 cr on a year ago, more than the ₹30.0 cr it added the year before. Share price after the results: −5.2% in 29 days (Nifty 500: −2.5%).
  • Q4 FY25: Revenue ₹484 cr (+29% year on year), EBITDA ₹409 cr (+32% year on year), PAT ₹207 cr (+26% year on year), EBITDA margin 84.5% (+210 bps). Score 75 of 100, Above trend. Revenue and profit growth were above the company's own trend; EBITDA growth was well above it. EBITDA margin rose 210 bps year on year. Revenue rose ₹109 cr on a year ago, more than the ₹76.0 cr it added the year before. Share price after the results: −3.2% in 30 days (Nifty 500: +4.5%).
  • Q3 FY25: Revenue ₹450 cr (+28% year on year), EBITDA ₹377 cr (+28% year on year), PAT ₹191 cr (+21% year on year), EBITDA margin 83.8% (+2 bps). Score 65 of 100, Above trend. Revenue and EBITDA growth were above the company's own trend; profit growth was below it. EBITDA margin was flat year on year. Profit lagged EBITDA because of depreciation, interest or other income, not the business. Revenue rose ₹99.0 cr on a year ago, more than the ₹65.0 cr it added the year before.
  • Q2 FY25: Revenue ₹421 cr (+26% year on year), EBITDA ₹354 cr (+27% year on year), PAT ₹182 cr (+23% year on year), EBITDA margin 84.1% (+85 bps). Score 72 of 100, Above trend. EBITDA margin rose 85 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Aptus Value Housing Finance India Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.