ResultsIQ

ResultsIQ › Latest results › Bajaj Housing Finance Limited

Bajaj Housing Finance Limited Q4 FY25 results deck summary

NSE: BAJAJHFL · BSE: 544252

Results deck of 23 Apr 2025, summarised by AI from the filing.

AUM grew 26% YoY to ₹1,14,684 cr in Q4 FY25, with PAT up 54% to ₹587 cr.

Key takeaways

  1. Guidance Medium-term guidance: AUM growth 24-26%, Opex to NTI 14-15%, GNPA 40-60 bps, Credit Cost 20-25 bps, PCR 40-50%, ROA 2.0-2.2%, Leverage 7-8 times, ROE 13-15%.
  2. Driver AUM growth driven by home loans and lease rental discounting as scale builders.
  3. Risk Cost of funds expected to decline from current levels, but no specific guidance provided.

Original filing on BSE

Bajaj Housing Finance Limited Q1 FY27 results

As filed: Revenue ₹3,063 cr (+17% year on year), EBITDA ₹2,830 cr (+19% year on year), PAT ₹715 cr (+23% year on year), EBITDA margin 92.4% (+176 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹2,903 cr (+16% year on year), EBITDA ₹2,640 cr (+16% year on year), PAT ₹669 cr (+14% year on year), EBITDA margin 91.0% (−3 bps). Score 56 of 100, In line with trend. EBITDA margin was flat year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: −5.5% in 30 days (Nifty 500: +0.6%).
  • Q3 FY26: Revenue ₹2,886 cr (+18% year on year), EBITDA ₹2,623 cr (+17% year on year), PAT ₹665 cr (+21% year on year), EBITDA margin 90.9% (−53 bps). Score 59 of 100, In line with trend. EBITDA margin fell 53 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: −6.2% in 30 days (Nifty 500: −1.9%).
  • Q2 FY26: Revenue ₹2,755 cr (+14% year on year), EBITDA ₹2,503 cr (+12% year on year), PAT ₹643 cr (+18% year on year), EBITDA margin 90.9% (−176 bps). Score 51 of 100, In line with trend. EBITDA margin fell 176 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: −12.6% in 29 days (Nifty 500: +1.4%).
  • Q1 FY26: Revenue ₹2,616 cr, EBITDA ₹2,371 cr, PAT ₹583 cr, EBITDA margin 90.6%. Not scored. No result for the same quarter last year. Share price after the results: −7.6% in 30 days (Nifty 500: −1.9%).
  • Q4 FY25: Revenue ₹2,508 cr, EBITDA ₹2,282 cr, PAT ₹587 cr, EBITDA margin 91.0%. Not scored. No result for the same quarter last year. Share price after the results: −5.6% in 30 days (Nifty 500: +2.4%).
  • Q3 FY25: Revenue ₹2,449 cr, EBITDA ₹2,239 cr, PAT ₹548 cr, EBITDA margin 91.4%. Not scored. No result for the same quarter last year.
  • Q2 FY25: Revenue ₹2,410 cr, EBITDA ₹2,232 cr, PAT ₹546 cr, EBITDA margin 92.6%. Not scored. No result for the same quarter last year.

Past price moves after results do not indicate future moves. Not a recommendation.

Bajaj Housing Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.