Capital Small Finance Bank Limited Q1 FY26 results press release summary

Results press release of 24 Jul 2025, summarised by AI from the filing.

Capital Small Finance Bank Q1 FY26 PAT ₹32 cr, up 7% Y-O-Y; gross advances ₹7,437 cr, up 16.4%.

Key takeaways

1. Guidance No forward guidance was provided in the release.
2. Driver Non-interest income up 38% and cost-to-income ratio down to 60.5%.
3. Risk Declining interest rate regime and elevated asset quality concerns in certain segments.

Original filing on BSE

Capital Small Finance Bank Limited Q1 FY27 results

As filed: Revenue ₹288 cr, EBITDA ₹28.9 cr, PAT ₹41.3 cr, EBITDA margin 10.0%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹273 cr, EBITDA ₹28.3 cr, PAT ₹40.1 cr, EBITDA margin 10.3%. Not scored. Bank result format: not scored yet. Share price after the results: +4.0% in 30 days (Nifty 500: −0.5%).
• Q3 FY26: Revenue ₹272 cr, EBITDA ₹19.4 cr, PAT ₹34.4 cr, EBITDA margin 7.1%. Not scored. Bank result format: not scored yet. Share price after the results: +2.0% in 29 days (Nifty 500: +0.4%).
• Q2 FY26: Revenue ₹256 cr, EBITDA ₹22.9 cr, PAT ₹35.0 cr, EBITDA margin 8.9%. Not scored. Bank result format: not scored yet. Share price after the results: −3.3% in 30 days (Nifty 500: −0.1%).
• Q1 FY26: Revenue ₹247 cr, EBITDA ₹20.1 cr, PAT ₹32.0 cr, EBITDA margin 8.2%. Not scored. Bank result format: not scored yet. Share price after the results: −4.6% in 29 days (Nifty 500: −1.3%).
• Q4 FY25: Revenue ₹466 cr, EBITDA ₹47.3 cr, PAT ₹68.0 cr, EBITDA margin 10.1%. Not scored. Bank result format: not scored yet. Share price after the results: −1.8% in 30 days (Nifty 500: +3.4%).
• Q3 FY25: Revenue ₹235 cr, EBITDA ₹27.8 cr, PAT ₹34.0 cr, EBITDA margin 11.9%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹224 cr, EBITDA ₹18.3 cr, PAT ₹33.0 cr, EBITDA margin 8.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Capital Small Finance Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (24 Jul 2026), Results deck (23 Jul 2026), Results press release (23 Jul 2026)
• Q4 FY26: Earnings call (29 Apr 2026), Results deck (29 Apr 2026)
• Q3 FY26: Earnings call (30 Jan 2026), Results deck (29 Jan 2026)
• Q2 FY26: Earnings call (30 Oct 2025), Results deck (29 Oct 2025)
• Q1 FY26: Earnings call (25 Jul 2025), Results deck (24 Jul 2025), Results press release (24 Jul 2025)
• Q4 FY25: Earnings call (30 Apr 2025), Results deck (29 Apr 2025)