CSB Bank Limited Q2 FY26 earnings call summary

Earnings call of 6 Nov 2025, summarised by AI from the filing.

CSB Bank Q2 FY26 net profit ₹160 cr, up 16% Y-o-Y; guides NIM at 3.7-3.9% for rest of year.

Key takeaways

1. NIM guidance Management guides NIM at 3.7% to 3.9% for the rest of the year.
2. PCR rise PCR improved to 84.14% with PWO and 71.62% without PWO from Q1 levels.
3. SME caution SME growth cautious due to export pressure and ecosystem issues.

Original filing on BSE

CSB Bank Limited Q1 FY27 results

As filed: Revenue ₹1,287 cr, EBITDA −₹27.0 cr, PAT ₹150 cr, EBITDA margin -2.1%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹1,201 cr, EBITDA −₹35.6 cr, PAT ₹202 cr, EBITDA margin -3.0%. Not scored. Bank result format: not scored yet. Share price after the results: −4.6% in 30 days (Nifty 500: −1.0%).
• Q3 FY26: Revenue ₹1,154 cr, EBITDA −₹71.1 cr, PAT ₹153 cr, EBITDA margin -6.2%. Not scored. Bank result format: not scored yet. Share price after the results: −16.7% in 30 days (Nifty 500: +1.5%).
• Q2 FY26: Revenue ₹1,109 cr, EBITDA −₹133 cr, PAT ₹160 cr, EBITDA margin -12.0%. Not scored. Bank result format: not scored yet. Share price after the results: −7.6% in 30 days (Nifty 500: +0.7%).
• Q1 FY26: Revenue ₹1,041 cr, EBITDA −₹84.7 cr, PAT ₹119 cr, EBITDA margin -8.1%. Not scored. Bank result format: not scored yet. Share price after the results: −9.2% in 30 days (Nifty 500: +2.8%).
• Q4 FY25: Revenue ₹981 cr, EBITDA −₹124 cr, PAT ₹190 cr, EBITDA margin -12.7%. Not scored. Bank result format: not scored yet. Share price after the results: +3.0% in 30 days (Nifty 500: +3.1%).
• Q3 FY25: Revenue ₹919 cr, EBITDA −₹15.4 cr, PAT ₹152 cr, EBITDA margin -1.7%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹865 cr, EBITDA −₹13.4 cr, PAT ₹138 cr, EBITDA margin -1.6%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

CSB Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (22 Jul 2026), Results deck (22 Jul 2026), Results press release (22 Jul 2026)
• Q4 FY26: Earnings call (4 May 2026), Results deck (4 May 2026), Results press release (4 May 2026)
• Q3 FY26: Earnings call (28 Jan 2026), Results deck (28 Jan 2026), Results press release (28 Jan 2026)
• Q2 FY26: Earnings call (6 Nov 2025), Results deck (5 Nov 2025), Results press release (5 Nov 2025)
• Q1 FY26: Earnings call (13 Aug 2025), Results deck (13 Aug 2025), Results press release (13 Aug 2025)
• Q4 FY25: Earnings call (28 Apr 2025), Results deck (28 Apr 2025), Results press release (28 Apr 2025)