City Union Bank Limited Q4 FY25 results deck summary

Results deck of 2 May 2025, summarised by AI from the filing.

City Union Bank Q4 FY25 net profit ₹2,880 mn, up 13% Y-o-Y; gross NPA improved to 3.09%.

Key takeaways

1. Q4 profit Net profit ₹2,880 mn (Q4 FY24: ₹2,548 mn, +13%)
2. FY25 profit Net profit ₹11,236 mn (FY24: ₹10,157 mn, +11%)
3. Asset quality Gross NPA 3.09% (FY24: 3.99%), Net NPA 1.25% (FY24: 1.97%)
4. Gold loans Gold loan book ₹142,746 mn, 27% of gross advances as of Mar-25
5. Risk Forward-looking statements may differ materially from actual results due to business, competitive, political, economic, legal and social conditions.

Original filing on BSE

City Union Bank Limited Q1 FY27 results

As filed: Revenue ₹1,985 cr, EBITDA ₹259 cr, PAT ₹383 cr, EBITDA margin 13.1%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹1,856 cr, EBITDA ₹169 cr, PAT ₹360 cr, EBITDA margin 9.1%. Not scored. Bank result format: not scored yet. Share price after the results: −6.4% in 29 days (Nifty 500: +0.6%).
• Q3 FY26: Revenue ₹1,756 cr, EBITDA ₹172 cr, PAT ₹332 cr, EBITDA margin 9.8%. Not scored. Bank result format: not scored yet. Share price after the results: −8.5% in 30 days (Nifty 500: −1.9%).
• Q2 FY26: Revenue ₹1,653 cr, EBITDA ₹155 cr, PAT ₹329 cr, EBITDA margin 9.4%. Not scored. Bank result format: not scored yet. Share price after the results: +16.1% in 30 days (Nifty 500: −0.4%).
• Q1 FY26: Revenue ₹1,605 cr, EBITDA ₹137 cr, PAT ₹306 cr, EBITDA margin 8.5%. Not scored. Bank result format: not scored yet. Share price after the results: −8.5% in 29 days (Nifty 500: −2.0%).
• Q4 FY25: Revenue ₹1,533 cr, EBITDA ₹112 cr, PAT ₹288 cr, EBITDA margin 7.3%. Not scored. Bank result format: not scored yet. Share price after the results: +12.8% in 28 days (Nifty 500: +3.6%).
• Q3 FY25: Revenue ₹1,479 cr, EBITDA ₹133 cr, PAT ₹286 cr, EBITDA margin 9.0%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹1,434 cr, EBITDA ₹132 cr, PAT ₹285 cr, EBITDA margin 9.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

City Union Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (28 Jul 2026), Results deck (28 Jul 2026)
• Q4 FY26: Earnings call (27 Apr 2026), Results deck (27 Apr 2026)
• Q3 FY26: Earnings call (2 Feb 2026), Results deck (2 Feb 2026), Results press release (2 Feb 2026)
• Q2 FY26: Earnings call (3 Nov 2025), Results deck (3 Nov 2025)
• Q1 FY26: Earnings call (31 Jul 2025), Results deck (31 Jul 2025), Results press release (31 Jul 2025)
• Q4 FY25: Earnings call (2 May 2025), Results deck (2 May 2025)
• Other events: Call transcript (28 Jul 2026), Call transcript (27 Apr 2026), Call transcript (3 Feb 2026), Call transcript (4 Nov 2025), Call transcript (1 Aug 2025)