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ESAF Small Finance Bank Limited Q2 FY27 results deck summary

NSE: ESAFSFB · BSE: 544020

Results deck of 29 Oct 2026, summarised by AI from the filing.

Q2 FY27 profit after tax was ₹160.17 cr against a loss of ₹115.81 cr in Q2 FY26, with pre-provision operating profit of ₹362.39 cr.

Key takeaways

  1. Profit after tax Q2 FY27 profit after tax was ₹160.17 cr against a loss of ₹115.81 cr in Q2 FY26, with pre-provision operating profit of ₹362.39 cr.
  2. No guidance The presentation gives no forward guidance or targets for FY27 or beyond; it reports Q2 FY27 and H1 FY27 figures only.
  3. Asset quality Gross NPAs fell to ₹678.6 cr at end of Q2 FY27 from ₹1,253.3 cr at the start of the quarter, after write-offs of ₹625.7 cr.

Original filing on BSE

ESAF Small Finance Bank Limited Q2 FY27 results

As filed: Revenue ₹1,175 cr, EBITDA ₹1.2 cr, PAT ₹160 cr, EBITDA margin 0.1%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q1 FY27: Revenue ₹1,098 cr, EBITDA −₹141 cr, PAT ₹80.1 cr, EBITDA margin -12.9%. Not scored. Bank result format: not scored yet. Share price after the results: +22.6% in 28 days (Nifty 500: +0.7%).
  • Q4 FY26: Revenue ₹1,196 cr, EBITDA ₹27.1 cr, PAT ₹23.5 cr, EBITDA margin 2.3%. Not scored. Bank result format: not scored yet. Share price after the results: +8.4% in 29 days (Nifty 500: −0.1%).
  • Q3 FY26: Revenue ₹894 cr, EBITDA −₹260 cr, PAT ₹7.1 cr, EBITDA margin -29.1%. Not scored. Bank result format: not scored yet. Share price after the results: −6.6% in 28 days (Nifty 500: +0.4%).
  • Q2 FY26: Revenue ₹820 cr, EBITDA −₹300 cr, PAT −₹116 cr, EBITDA margin -36.6%. Not scored. Bank result format: not scored yet. Share price after the results: −8.2% in 30 days (Nifty 500: −0.6%).
  • Q1 FY26: Revenue ₹828 cr, EBITDA −₹304 cr, PAT −₹81.0 cr, EBITDA margin -36.7%. Not scored. Bank result format: not scored yet. Share price after the results: −7.3% in 28 days (Nifty 500: +0.6%).
  • Q4 FY25: Revenue ₹893 cr, EBITDA −₹384 cr, PAT −₹183 cr, EBITDA margin -43.0%. Not scored. Bank result format: not scored yet. Share price after the results: +2.2% in 28 days (Nifty 500: +0.2%).
  • Q3 FY25: Revenue ₹950 cr, EBITDA −₹394 cr, PAT −₹211 cr, EBITDA margin -41.5%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

ESAF Small Finance Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.