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Finkurve Financial Services Limited Q3 FY26 earnings call summary

NSE: FINKURVE · BSE: 508954

Earnings call of 9 Feb 2026, summarised by AI from the filing.

Finkurve Q3 FY26 AUM grew 118% to ₹833 cr; management guides 40-50% AUM and branch expansion over next 1-1.5 years.

Key takeaways

  1. AUM growth AUM grew 118% to ₹833 cr (Q3 FY25: ₹381 cr), including some off-book gold loans with banks.
  2. Leverage Leverage rose to 1.67x despite ₹111 cr equity infusion in May; target is 4x.
  3. Growth drivers AUM growth from customer expansion, branch expansion, and gold price rise; price not in control.
  4. Risk NIM contracted due to increasing leverage and finance cost; may further contract during expansion.

Original filing on BSE

Finkurve Financial Services Limited Q1 FY27 results

As filed: Revenue ₹75.1 cr, EBITDA ₹38.3 cr, PAT ₹8.4 cr, EBITDA margin 51.1%.

Not scored. No result for the same quarter last year.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹67.3 cr, EBITDA ₹29.8 cr, PAT ₹8.0 cr, EBITDA margin 44.2%. Not scored. No result for the same quarter last year. Share price after the results: −1.4% in 30 days (Nifty 500: +2.5%).
  • Q3 FY26: Revenue ₹52.0 cr, EBITDA ₹23.6 cr, PAT ₹7.0 cr, EBITDA margin 45.5%. Not scored. No result for the same quarter last year. Share price after the results: −31.1% in 28 days (Nifty 500: −4.1%).
  • Q2 FY26: Revenue ₹48.0 cr, EBITDA ₹16.0 cr, PAT ₹6.0 cr, EBITDA margin 33.3%. Not scored. No result for the same quarter last year. Share price after the results: −15.3% in 29 days (Nifty 500: −0.4%).

Past price moves after results do not indicate future moves. Not a recommendation.

Finkurve Financial Services Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.