Fino Payments Bank Limited Q2 FY27 results press release summary

Results press release of 29 Oct 2026, summarised by AI from the filing.

Fino Payments Bank's Q2 FY27 revenue rose to ₹333.6 cr (+9% QoQ) while H1 FY27 saw a net loss of ₹34.6 cr on margin compression.

Key takeaways

1. Revenue Q2 FY27 revenue ₹333.6 cr (+9% QoQ); H1 FY27 revenue ₹640.5 cr (-25% YoY).
2. Net loss Net loss of ₹20.9 cr in Q1 FY27 and ₹34.6 cr in H1 FY27.
3. Loan referrals Loan referral disbursals ₹762 cr in Q2 FY27 (+286% YoY) and ₹1,390 cr in H1 FY27, already surpassing FY26 disbursals.
4. Margin risk Profitability dipped due to margin compression and depreciation impact of core banking migration.

Original filing on BSE

Fino Payments Bank Limited Q2 FY27 results

As filed: Revenue ₹74.5 cr, EBITDA −₹280 cr, PAT −₹20.9 cr, EBITDA margin -376.1%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q1 FY27: Revenue ₹72.2 cr, EBITDA −₹248 cr, PAT −₹13.7 cr, EBITDA margin -343.9%. Not scored. Bank result format: not scored yet. Share price after the results: −14.6% in 29 days (Nifty 500: −3.3%).
• Q4 FY26: Revenue ₹64.1 cr, EBITDA −₹272 cr, PAT ₹7.1 cr, EBITDA margin -424.0%. Not scored. Bank result format: not scored yet. Share price after the results: −4.9% in 30 days (Nifty 500: −0.9%).
• Q3 FY26: Revenue ₹63.0 cr, EBITDA −₹314 cr, PAT ₹12.3 cr, EBITDA margin -498.7%. Not scored. Bank result format: not scored yet. Share price after the results: −11.7% in 29 days (Nifty 500: +0.1%).
• Q2 FY26: Revenue ₹60.0 cr, EBITDA −₹319 cr, PAT ₹15.0 cr, EBITDA margin -531.6%. Not scored. Bank result format: not scored yet. Share price after the results: +6.2% in 30 days (Nifty 500: −0.1%).
• Q1 FY26: Revenue ₹61.0 cr, EBITDA −₹367 cr, PAT ₹18.0 cr, EBITDA margin -602.4%. Not scored. Bank result format: not scored yet. Share price after the results: +8.1% in 30 days (Nifty 500: −2.5%).
• Q4 FY25: Revenue ₹53.0 cr, EBITDA −₹411 cr, PAT ₹24.0 cr, EBITDA margin -774.9%. Not scored. Bank result format: not scored yet. Share price after the results: −6.5% in 30 days (Nifty 500: +3.1%).
• Q3 FY25: Revenue ₹49.0 cr, EBITDA −₹384 cr, PAT ₹23.0 cr, EBITDA margin -783.7%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Fino Payments Bank Limited earnings call, investor presentation and press release summaries

• Q2 FY27: Results deck (29 Oct 2026), Results press release (29 Oct 2026)
• Q1 FY27: Earnings call (14 Aug 2026), Results deck (13 Aug 2026), Results press release (13 Aug 2026)
• Q4 FY26: Earnings call (30 Apr 2026), Results deck (29 Apr 2026), Results press release (29 Apr 2026)
• Q3 FY26: Earnings call (30 Jan 2026), Results deck (29 Jan 2026), Results press release (29 Jan 2026)
• Q2 FY26: Earnings call (30 Oct 2025), Results deck (29 Oct 2025), Results press release (29 Oct 2025)
• Q1 FY26: Earnings call (31 Jul 2025), Results deck (30 Jul 2025), Results press release (30 Jul 2025)
• Q4 FY25: Earnings call (29 Apr 2025), Results deck (28 Apr 2025), Results press release (28 Apr 2025)
• Other events: Special call (2 Mar 2026)