General Insurance Corporation of India Q3 FY26 earnings call summary

Earnings call of 11 Feb 2026, summarised by AI from the filing.

GIC Re Q3 FY26 gross premium ₹10,986.55 cr, PAT ₹1,518.92 cr; guides 1% annual combined ratio improvement.

Key takeaways

1. Guidance Management guides about 1% improvement on composite combined ratio each year.
2. Change Solvency ratio improved to 3.87 as of 31st December 2025 from 3.52 a year earlier.
3. Driver Domestic growth mirrors Indian reinsurance market; international recovery over 3-5 years.
4. Risk Soft overseas market with signing down pressures reducing shares.

Original filing on BSE

General Insurance Corporation of India earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (17 Aug 2026), Results deck (14 Aug 2026), Results deck (19 Aug 2026), Results press release (13 Aug 2026)
• Q4 FY26: Earnings call (1 Jun 2026), Results deck (29 May 2026)
• Q3 FY26: Earnings call (11 Feb 2026), Results deck (9 Feb 2026)
• Q2 FY26: Earnings call (17 Nov 2025), Results deck (14 Nov 2025)
• Q1 FY26: Earnings call (8 Aug 2025), Results deck (7 Aug 2025)
• Q4 FY25: Earnings call (28 May 2025), Results deck (27 May 2025)
• Other events: Strategy deck (1 Dec 2025), Strategy deck (28 Nov 2025)