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HDB Financial Services Limited Q2 FY26 results deck summary

NSE: HDBFS · BSE: 544429

Results deck of 15 Oct 2025, summarised by AI from the filing.

HDB Financial Services Q2 FY26 PAT ₹581 cr, down 1.6% YoY, as Gross Stage 3 rose to 2.81%.

Key takeaways

  1. Q2 FY26 PAT Profit after tax was ₹581 cr (Q2 FY25: ₹591 cr, -1.6% YoY; Q1 FY26: ₹568 cr, +2.4% QoQ).
  2. Credit cost Credit cost rose to ₹748 cr in Q2 FY26 from ₹670 cr in Q1 FY26 and ₹431 cr in Q2 FY25.
  3. Customer franchise Customer franchise grew to 21.0 million, up 4.2% during the quarter and 19.6% Y-o-Y.
  4. Asset quality Gross Stage 3 rose to 2.81% as at September 30, 2025 from 2.56% as at June 30, 2025.

Original filing on BSE

HDB Financial Services Limited Q1 FY27 results

As filed: Revenue ₹4,938 cr (+11% year on year), EBITDA ₹2,863 cr (+13% year on year), PAT ₹785 cr (+38% year on year), EBITDA margin 58.0% (+145 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹4,745 cr, EBITDA ₹2,748 cr, PAT ₹751 cr, EBITDA margin 57.9%. Not scored. No result for the same quarter last year. Share price after the results: +4.8% in 30 days (Nifty 500: −0.3%).
  • Q3 FY26: Revenue ₹4,673 cr, EBITDA ₹2,615 cr, PAT ₹644 cr, EBITDA margin 56.0%. Not scored. No result for the same quarter last year. Share price after the results: −7.1% in 30 days (Nifty 500: −0.7%).
  • Q2 FY26: Revenue ₹4,545 cr, EBITDA ₹2,528 cr, PAT ₹581 cr, EBITDA margin 55.6%. Not scored. No result for the same quarter last year. Share price after the results: −1.7% in 30 days (Nifty 500: +2.0%).
  • Q1 FY26: Revenue ₹4,465 cr, EBITDA ₹2,524 cr, PAT ₹568 cr, EBITDA margin 56.5%. Not scored. No result for the same quarter last year. Share price after the results: −10.6% in 30 days (Nifty 500: −4.7%).

Past price moves after results do not indicate future moves. Not a recommendation.

HDB Financial Services Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.