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Home First Finance Company India Limited Q4 FY26 earnings call summary

NSE: HOMEFIRST · BSE: 543259

Earnings call of 7 May 2026, summarised by AI from the filing.

Home First guides around 25% AUM growth for FY27 after FY26 AUM rose 24.9% to ₹15,878 cr and PAT grew 41.4% to ₹540 cr.

Key takeaways

  1. AUM growth AUM ₹15,878 cr as of March 2026, up 24.9% year-on-year and 6.4% sequentially.
  2. Growth driver Rebuilt teams, filled senior leadership, and improved distribution value proposition drive confidence.
  3. Risk First half FY26 saw demand sluggishness and elevated delinquencies, partly from US tariffs.

Original filing on BSE

Home First Finance Company India Limited Q1 FY27 results

As filed: Revenue ₹538 cr (+19% year on year), EBITDA ₹420 cr (+17% year on year), PAT ₹160 cr (+34% year on year), EBITDA margin 78.0% (−109 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹501 cr (+21% year on year), EBITDA ₹392 cr (+19% year on year), PAT ₹149 cr (+42% year on year), EBITDA margin 78.2% (−128 bps). Score 52 of 100, In line with trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was well above it. EBITDA margin fell 128 bps year on year. Revenue rose ₹86.4 cr on a year ago, against ₹102 cr the year before. Share price after the results: −12.0% in 30 days (Nifty 500: −2.9%).
  • Q3 FY26: Revenue ₹482 cr (+19% year on year), EBITDA ₹380 cr (+17% year on year), PAT ₹140 cr (+45% year on year), EBITDA margin 78.9% (−117 bps). Score 47 of 100, In line with trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was well above it. EBITDA margin fell 117 bps year on year. Revenue rose ₹76.3 cr on a year ago, against ₹110 cr the year before. Share price after the results: +16.5% in 29 days (Nifty 500: +1.7%).
  • Q2 FY26: Revenue ₹477 cr (+28% year on year), EBITDA ₹379 cr (+26% year on year), PAT ₹132 cr (+42% year on year), EBITDA margin 79.5% (−76 bps). Score 56 of 100, In line with trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was well above it. EBITDA margin fell 76 bps year on year. Revenue rose ₹103 cr on a year ago, more than the ₹101 cr it added the year before. Share price after the results: −9.3% in 30 days (Nifty 500: +0.3%).
  • Q1 FY26: Revenue ₹454 cr (+35% year on year), EBITDA ₹359 cr (+33% year on year), PAT ₹119 cr (+35% year on year), EBITDA margin 79.1% (−98 bps). Score 64 of 100, In line with trend. Revenue growth was below the company's own trend; EBITDA growth was well below it; profit growth was well above it. EBITDA margin fell 98 bps year on year. Revenue rose ₹118 cr on a year ago, more than the ₹81.0 cr it added the year before. Share price after the results: −11.6% in 28 days (Nifty 500: −0.1%).
  • Q4 FY25: Revenue ₹415 cr (+33% year on year), EBITDA ₹330 cr (+29% year on year), PAT ₹105 cr (+27% year on year), EBITDA margin 79.5% (−195 bps). Score 47 of 100, In line with trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was in line with it. EBITDA margin fell 195 bps year on year. Revenue rose ₹102 cr on a year ago, more than the ₹86.0 cr it added the year before. Share price after the results: +3.7% in 29 days (Nifty 500: +3.5%).
  • Q3 FY25: Revenue ₹406 cr (+37% year on year), EBITDA ₹325 cr (+41% year on year), PAT ₹97.0 cr (+23% year on year), EBITDA margin 80.1% (+201 bps). Score 54 of 100, In line with trend. Revenue growth was in line with the company's own trend; EBITDA growth was below it; profit growth was well below it. EBITDA margin rose 201 bps year on year. Revenue rose ₹110 cr on a year ago, more than the ₹91.0 cr it added the year before.
  • Q2 FY25: Revenue ₹374 cr (+37% year on year), EBITDA ₹300 cr (+42% year on year), PAT ₹93.0 cr (+26% year on year), EBITDA margin 80.2% (+292 bps). Score 84 of 100, Above trend. EBITDA margin rose 292 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Home First Finance Company India Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.