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ICRA Limited Q4 FY25 earnings call summary

NSE: ICRA · BSE: 532835

Earnings call of 2 Jun 2025, summarised by AI from the filing.

ICRA FY25: group top line up 11.6%, Ratings up 14.4%, PAT up 12.5%; dividend of ₹60 per share recommended.

Key takeaways

  1. Guidance ICRA forecasts GDP growth to dip to 6.2% in FY26 from 6.5% estimated for previous year.
  2. Growth driver Risk and Analytics growth driven by regulatory focus in banks and NBFCs, credit flow automation, model governance, early warning systems, expected credit loss, and stress testing.
  3. Risk Global uncertainty and tariff announcements may reduce discretionary spend in banking segment.

Original filing on BSE

ICRA Limited Q1 FY27 results

As filed: Revenue ₹163 cr (+32% year on year), EBITDA ₹55.1 cr (+38% year on year), PAT ₹56.5 cr (+31% year on year), EBITDA margin 33.7% (+146 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹175 cr (+29% year on year), EBITDA ₹69.6 cr (+20% year on year), PAT ₹52.7 cr (−6% year on year), EBITDA margin 39.8% (−286 bps). Score 53 of 100, In line with trend. Revenue growth was well above the company's own trend; EBITDA growth was in line with it; profit growth was well below it. EBITDA margin fell 286 bps year on year. Share price after the results: −2.6% in 29 days (Nifty 500: +2.4%).
  • Q3 FY26: Revenue ₹164 cr (+35% year on year), EBITDA ₹57.2 cr (+36% year on year), PAT ₹39.1 cr (+10% year on year), EBITDA margin 35.0% (+25 bps). Score 65 of 100, Above trend. Revenue and EBITDA growth were well above the company's own trend; profit before exceptional items growth was below it. EBITDA margin rose 25 bps year on year. Other income 28% of PBT. Profit lagged EBITDA because of depreciation, interest or other income, not the business. Profit fell 3% from last quarter. Share price after the results: −5.4% in 30 days (Nifty 500: +0.4%).
  • Q2 FY26: Revenue ₹137 cr (+9% year on year), EBITDA ₹48.0 cr (+17% year on year), PAT ₹48.0 cr (+30% year on year), EBITDA margin 35.0% (+250 bps). Score 42 of 100, In line with trend. Revenue growth was below the company's own trend; EBITDA growth was in line with it; profit growth was above it. EBITDA margin rose 250 bps year on year. Other income 33% of PBT. Consolidated profit +30% but standalone -38%. Profit rose ₹11.0 cr on a year ago, more than the ₹5.0 cr it added the year before. Share price after the results: −1.7% in 30 days (Nifty 500: +0.6%).
  • Q1 FY26: Revenue ₹124 cr (+8% year on year), EBITDA ₹40.0 cr (+14% year on year), PAT ₹43.0 cr (+19% year on year), EBITDA margin 32.3% (+182 bps). Score 35 of 100, Below trend. Revenue and EBITDA growth were below the company's own trend; profit growth was in line with it. EBITDA margin rose 182 bps year on year. Other income 41% of PBT. Revenue fell 9% from last quarter. Revenue rose ₹9.0 cr on a year ago, against ₹12.0 cr the year before. Share price after the results: −4.9% in 29 days (Nifty 500: −2.5%).
  • Q4 FY25: Revenue ₹136 cr (+10% year on year), EBITDA ₹58.0 cr (+18% year on year), PAT ₹56.0 cr (+19% year on year), EBITDA margin 42.7% (+313 bps). Score 39 of 100, Below trend. Revenue growth was below the company's own trend; EBITDA and profit growth were in line with it. EBITDA margin rose 313 bps year on year. Other income 28% of PBT. Revenue rose ₹12.0 cr on a year ago, against ₹15.0 cr the year before. Share price after the results: +1.8% in 29 days (Nifty 500: +3.3%).
  • Q3 FY25: Revenue ₹121 cr (+5% year on year), EBITDA ₹42.0 cr (+35% year on year), PAT ₹42.0 cr (+31% year on year), EBITDA margin 34.7% (+775 bps). Score 59 of 100, In line with trend. EBITDA margin rose 775 bps year on year. Other income 34% of PBT. Not enough history for a trend yet: scored on growth alone. Revenue fell 4% from last quarter.
  • Q2 FY25: Revenue ₹126 cr (+20% year on year), EBITDA ₹41.0 cr (+21% year on year), PAT ₹37.0 cr (+16% year on year), EBITDA margin 32.5% (+16 bps). Score 50 of 100, In line with trend. EBITDA margin rose 16 bps year on year. Other income 35% of PBT. Tax rate 35%. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

ICRA Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.