IDFC First Bank Limited Q3 FY26 results deck summary

Results deck of 31 Jan 2026, summarised by AI from the filing.

Q3 FY26 PAT ₹503 cr (Q3 FY25: ₹339 cr, +48.1% YoY; Q2 FY26: ₹352 cr, +42.6% QoQ).

Key takeaways

1. Profit after tax Q3 FY26 PAT ₹503 cr (Q3 FY25: ₹339 cr, +48.1% YoY; Q2 FY26: ₹352 cr, +42.6% QoQ).
2. Deposit mix Retail deposits rose from 27% of deposits at merger to 79% currently, stabilising the deposits side.
3. Microfinance stress FY25 and 9M FY26 profitability was primarily impacted by the microfinance business.

Original filing on BSE

IDFC First Bank Limited Q1 FY27 results

As filed: Revenue ₹11,051 cr, EBITDA −₹828 cr, PAT ₹1,148 cr, EBITDA margin -7.5%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹10,553 cr, EBITDA −₹1,429 cr, PAT ₹331 cr, EBITDA margin -13.5%. Not scored. Bank result format: not scored yet. Share price after the results: +3.3% in 30 days (Nifty 500: +1.6%).
• Q3 FY26: Revenue ₹10,417 cr, EBITDA −₹1,514 cr, PAT ₹479 cr, EBITDA margin -14.5%. Not scored. Bank result format: not scored yet. Share price after the results: −12.5% in 30 days (Nifty 500: −1.1%).
• Q2 FY26: Revenue ₹9,937 cr, EBITDA −₹1,467 cr, PAT ₹348 cr, EBITDA margin -14.8%. Not scored. Bank result format: not scored yet. Share price after the results: +12.7% in 30 days (Nifty 500: +1.5%).
• Q1 FY26: Revenue ₹9,642 cr, EBITDA −₹1,656 cr, PAT ₹453 cr, EBITDA margin -17.2%. Not scored. Bank result format: not scored yet. Share price after the results: −0.6% in 30 days (Nifty 500: +0.2%).
• Q4 FY25: Revenue ₹9,413 cr, EBITDA −₹1,551 cr, PAT ₹296 cr, EBITDA margin -16.5%. Not scored. Bank result format: not scored yet. Share price after the results: +0.8% in 30 days (Nifty 500: +4.9%).
• Q3 FY25: Revenue ₹9,343 cr, EBITDA −₹1,358 cr, PAT ₹340 cr, EBITDA margin -14.5%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹8,957 cr, EBITDA −₹1,482 cr, PAT ₹212 cr, EBITDA margin -16.6%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

IDFC First Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (25 Jul 2026), Results deck (25 Jul 2026), Results press release (25 Jul 2026)
• Q4 FY26: Earnings call (25 Apr 2026), Results deck (25 Apr 2026)
• Q3 FY26: Earnings call (31 Jan 2026), Results deck (31 Jan 2026), Results press release (31 Jan 2026)
• Q2 FY26: Earnings call (18 Oct 2025), Results deck (18 Oct 2025), Results press release (18 Oct 2025)
• Q1 FY26: Earnings call (26 Jul 2025), Results deck (26 Jul 2025), Results press release (26 Jul 2025)
• Q4 FY25: Earnings call (26 Apr 2025), Results deck (26 Apr 2025), Results press release (26 Apr 2025)
• Other events: Special call (23 Feb 2026), Strategy deck (17 Apr 2025)