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India Shelter Finance Corporation Limited Q4 FY26 results deck summary

NSE: INDIASHLTR · BSE: 544044

Results deck of 2 May 2026, summarised by AI from the filing.

Gross AUM grew 29% YoY to ₹11,044 cr as of March'26.

Key takeaways

  1. Gross AUM Gross AUM grew 29% YoY to ₹11,044 cr as of March'26.
  2. Guidance DA as a % of Gross AUM at 16%, well below the guided range of 18%.
  3. Cost of funds Cost of funds improved by 10bps QoQ and 50bps YoY to 8.2% as of March'26.
  4. Digital adoption Company processes 95% digital collections and 99% e-signing of applications.
  5. Asset quality Gross Stage 3 rose to 1.2% as of 31st March'26 from 1.0% a year earlier.

Original filing on BSE

India Shelter Finance Corporation Limited Q1 FY27 results

As filed: Revenue ₹432 cr (+20% year on year), EBITDA ₹309 cr (+17% year on year), PAT ₹143 cr (+20% year on year), EBITDA margin 71.5% (−159 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹408 cr (+25% year on year), EBITDA ₹298 cr (+22% year on year), PAT ₹138 cr (+27% year on year), EBITDA margin 73.1% (−186 bps). Score 38 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 186 bps year on year. Revenue rose ₹81.2 cr on a year ago, against ₹92.0 cr the year before. Share price after the results: −6.7% in 30 days (Nifty 500: −1.1%).
  • Q3 FY26: Revenue ₹390 cr (+28% year on year), EBITDA ₹277 cr (+26% year on year), PAT ₹124 cr (+29% year on year), EBITDA margin 71.0% (−103 bps). Score 37 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 103 bps year on year. Revenue rose ₹85.7 cr on a year ago, against ₹95.0 cr the year before. Share price after the results: −13.6% in 30 days (Nifty 500: −5.9%).
  • Q2 FY26: Revenue ₹369 cr (+30% year on year), EBITDA ₹271 cr (+33% year on year), PAT ₹122 cr (+36% year on year), EBITDA margin 73.4% (+136 bps). Score 80 of 100, Above trend. EBITDA margin rose 136 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: −3.8% in 30 days (Nifty 500: +0.3%).
  • Q1 FY26: Revenue ₹361 cr (+43% year on year), EBITDA ₹264 cr (+47% year on year), PAT ₹119 cr (+42% year on year), EBITDA margin 73.1% (+210 bps). Score 89 of 100, Above trend. EBITDA margin rose 210 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: +3.4% in 29 days (Nifty 500: +0.6%).
  • Q4 FY25: Revenue ₹327 cr (+39% year on year), EBITDA ₹245 cr (+46% year on year), PAT ₹108 cr (+38% year on year), EBITDA margin 74.9% (+343 bps). Score 89 of 100, Above trend. EBITDA margin rose 343 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: +3.8% in 28 days (Nifty 500: +6.9%).
  • Q3 FY25: Revenue ₹304 cr (+45% year on year), EBITDA ₹219 cr (+49% year on year), PAT ₹96.0 cr (+55% year on year), EBITDA margin 72.0% (+170 bps). Score 92 of 100, Above trend. EBITDA margin rose 170 bps year on year. Not enough history for a trend yet: scored on growth alone.
  • Q2 FY25: Revenue ₹282 cr, EBITDA ₹204 cr, PAT ₹90.0 cr, EBITDA margin 72.3%. Not scored. No result for the same quarter last year.

Past price moves after results do not indicate future moves. Not a recommendation.

India Shelter Finance Corporation Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.