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IndoStar Capital Finance Limited Q2 FY26 results press release summary

NSE: INDOSTAR · BSE: 541336

Results press release of 30 Oct 2025, summarised by AI from the filing.

IndoStar reports Q2FY26 AUM ₹7,564 cr, disbursements ₹927 cr and net revenue ₹190.1 cr, with cost of funds at 10.17%.

Key takeaways

  1. AUM and disbursements AUM ₹7,564 cr as of Sep 2025; disbursements ₹927 cr for the quarter, representing growth over Q1 FY26.
  2. Cost of funds Weighted cost of funds 10.17% in Q2FY26, 67 bps lower vs. 10.84% in Q2 FY25; operating costs down 13% QoQ and 6% YoY.
  3. Pre-provision profit Pre-provision operating profit ₹69.1 cr (Q1 FY26: ₹18.9 cr, 265.6% QoQ; Q2 FY25: ₹37.2 cr, 85.8% YoY).
  4. Asset quality Gross Stage 3 3.04% in Q1FY26 and Net Stage 3 1.13%.

Original filing on BSE

IndoStar Capital Finance Limited Q1 FY27 results

As filed: Revenue ₹364 cr (+6% year on year), EBITDA ₹159 cr, PAT ₹11.5 cr (−98% year on year), EBITDA margin 43.8% (+1,000 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹347 cr (−7% year on year), EBITDA −₹286 cr (−235% year on year), PAT −₹424 cr (−300% year on year), EBITDA margin -82.5% (−1,000 bps). Score 20 of 100, Below trend. Revenue growth was below the company's own trend; EBITDA and profit growth were well below it. EBITDA margin fell 1000 bps year on year. Profit fell 5208% from last quarter. Share price after the results: +22.3% in 29 days (Nifty 500: +0.9%).
  • Q3 FY26: Revenue ₹346 cr (−7% year on year), EBITDA ₹153 cr (−28% year on year), PAT ₹8.3 cr (−70% year on year), EBITDA margin 44.1% (−1,000 bps). Score 30 of 100, Below trend. Revenue, EBITDA and profit growth were below the company's own trend. EBITDA margin fell 1000 bps year on year. Tax rate 0%. Profit fell 17% from last quarter. Share price after the results: −2.1% in 30 days (Nifty 500: −5.9%).
  • Q2 FY26: Revenue ₹357 cr (+3% year on year), EBITDA ₹186 cr (−10% year on year), PAT ₹10.0 cr (−69% year on year), EBITDA margin 52.1% (−790 bps). Score 35 of 100, Below trend. Revenue and profit growth were below the company's own trend; EBITDA growth was in line with it. EBITDA margin fell 790 bps year on year. Tax rate 0%. Profit fell 98% from last quarter. Share price after the results: −5.7% in 29 days (Nifty 500: +0.4%).
  • Q1 FY26: Revenue ₹344 cr (−12% year on year), EBITDA −₹279 cr (−218% year on year), PAT ₹546 cr (−300% year on year), EBITDA margin -81.1% (−1,000 bps). Score 13 of 100, Below trend. Revenue, EBITDA and profit before exceptional items growth were well below the company's own trend. EBITDA margin fell 1000 bps year on year. Revenue fell 8% from last quarter. Share price after the results: −3.2% in 30 days (Nifty 500: +2.2%).
  • Q4 FY25: Revenue ₹373 cr (−21% year on year), EBITDA ₹212 cr (−12% year on year), PAT ₹36.0 cr (+3% year on year), EBITDA margin 56.8% (+620 bps). Score 23 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was in line with it. EBITDA margin rose 620 bps year on year. Tax rate 0%. Consolidated profit +3% but standalone -40%. Share price after the results: +16.4% in 30 days (Nifty 500: +3.4%).
  • Q3 FY25: Revenue ₹373 cr (+22% year on year), EBITDA ₹211 cr (+6% year on year), PAT ₹28.0 cr (+65% year on year), EBITDA margin 56.6% (−846 bps). Score 43 of 100, In line with trend. Revenue and EBITDA growth were in line with the company's own trend; profit growth was well above it. EBITDA margin fell 846 bps year on year. Tax rate 0%. Consolidated profit +65% but standalone +0%. Profit fell 13% from last quarter.
  • Q2 FY25: Revenue ₹345 cr (+10% year on year), EBITDA ₹207 cr (+2% year on year), PAT ₹32.0 cr (+28% year on year), EBITDA margin 60.0% (−486 bps). Score 32 of 100, Below trend. EBITDA margin fell 486 bps year on year. Other income 39% of PBT. Tax rate 0%. Not enough history for a trend yet: scored on growth alone. Revenue fell 12% from last quarter.

Past price moves after results do not indicate future moves. Not a recommendation.

IndoStar Capital Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.