Indian Overseas Bank Q1 FY27 results press release summary

Results press release of 20 Jul 2026, summarised by AI from the filing.

No forward guidance was given in the release.

Key takeaways

1. Guidance No forward guidance was given in the release.
2. Credit growth Total credit rose 22.75% to ₹3,22,132 cr, led by the RAM segment up 35.82% YoY.

Original filing on BSE

Indian Overseas Bank Q1 FY27 results

As filed: Revenue ₹8,778 cr, EBITDA −₹301 cr, PAT ₹1,659 cr, EBITDA margin -3.4%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹8,489 cr, EBITDA ₹368 cr, PAT ₹1,505 cr, EBITDA margin 4.3%. Not scored. Bank result format: not scored yet. Share price after the results: −4.4% in 30 days (Nifty 500: −0.5%).
• Q3 FY26: Revenue ₹8,172 cr, EBITDA −₹132 cr, PAT ₹1,365 cr, EBITDA margin -1.6%. Not scored. Bank result format: not scored yet. Share price after the results: +2.1% in 30 days (Nifty 500: −0.7%).
• Q2 FY26: Revenue ₹7,851 cr, EBITDA ₹364 cr, PAT ₹1,228 cr, EBITDA margin 4.6%. Not scored. Bank result format: not scored yet. Share price after the results: −3.6% in 29 days (Nifty 500: +2.0%).
• Q1 FY26: Revenue ₹7,387 cr, EBITDA ₹34.6 cr, PAT ₹1,112 cr, EBITDA margin 0.5%. Not scored. Bank result format: not scored yet. Share price after the results: −9.2% in 27 days (Nifty 500: −3.2%).
• Q4 FY25: Revenue ₹7,635 cr, EBITDA −₹27.8 cr, PAT ₹1,092 cr, EBITDA margin -0.4%. Not scored. Bank result format: not scored yet. Share price after the results: +6.2% in 28 days (Nifty 500: +3.5%).
• Q3 FY25: Revenue ₹7,116 cr, EBITDA −₹60.5 cr, PAT ₹875 cr, EBITDA margin -0.9%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹6,854 cr, EBITDA −₹652 cr, PAT ₹780 cr, EBITDA margin -9.5%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Indian Overseas Bank earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (20 Jul 2026), Results deck (20 Jul 2026), Results press release (20 Jul 2026)
• Q4 FY26: Earnings call (8 May 2026)
• Q3 FY26: Earnings call (14 Jan 2026), Results deck (14 Jan 2026)
• Q2 FY26: Earnings call (16 Oct 2025), Results deck (16 Oct 2025), Results deck (28 Nov 2025)
• Q1 FY26: Earnings call (29 Jul 2025), Results deck (18 Jul 2025), Results press release (18 Jul 2025)
• Q4 FY25: Earnings call (2 May 2025), Results deck (2 May 2025), Results press release (2 May 2025)
• Other events: Strategy deck (16 Mar 2026)