ResultsIQ

ResultsIQ › Latest results › Jio Financial Services Limited

Jio Financial Services Limited Q2 FY26 earnings call summary

NSE: JIOFIN · BSE: 543940

Earnings call of 16 Oct 2025, summarised by AI from the filing.

Jio Financial Services Q2 FY26 consolidated total income ₹1,002 cr, up 44% YoY, with net income from business at ₹317 cr.

Key takeaways

  1. Total income Consolidated total income ₹1,002 cr in Q2 FY26, up 44% year-on-year.
  2. Guidance No forward guidance given; management highlighted fund pipeline subject to regulatory approvals.
  3. Accounting change Jio Payments Bank fully consolidated line-by-line from Q2 FY26 after SBI stake acquisition.
  4. Growth driver Net income from business grew 5x YoY to ₹317 cr, now higher than treasury income.
  5. Risk Expenses rose with Jio Payments Bank consolidation and CIC support costs for incubated businesses.

Original filing on BSE

Jio Financial Services Limited Q1 FY27 results

As filed: Revenue ₹2,004 cr (+228% year on year), EBITDA ₹1,416 cr (+210% year on year), PAT ₹830 cr (+155% year on year), EBITDA margin 70.7% (−401 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹1,019 cr (+107% year on year), EBITDA ₹605 cr (+78% year on year), PAT ₹272 cr (−14% year on year), EBITDA margin 59.4% (−940 bps). Score 59 of 100, In line with trend. Revenue and EBITDA growth were well above the company's own trend; profit growth was well below it. EBITDA margin fell 940 bps year on year. Revenue rose ₹526 cr on a year ago, more than the ₹75.0 cr it added the year before. Share price after the results: −2.6% in 30 days (Nifty 500: +0.9%).
  • Q3 FY26: Revenue ₹901 cr (+106% year on year), EBITDA ₹555 cr (+77% year on year), PAT ₹269 cr (−9% year on year), EBITDA margin 61.6% (−987 bps). Score 65 of 100, Above trend. Revenue and EBITDA growth were well above the company's own trend; profit growth was well below it. EBITDA margin fell 987 bps year on year. Revenue fell 8% from last quarter. Share price after the results: −1.5% in 30 days (Nifty 500: +1.2%).
  • Q2 FY26: Revenue ₹981 cr (+41% year on year), EBITDA ₹689 cr (+24% year on year), PAT ₹695 cr (+1% year on year), EBITDA margin 70.2% (−959 bps). Score 63 of 100, In line with trend. Revenue growth was well above the company's own trend; EBITDA growth was above it; profit growth was in line with it. EBITDA margin fell 959 bps year on year. Revenue rose ₹287 cr on a year ago, more than the ₹86.0 cr it added the year before. Share price after the results: −2.9% in 28 days (Nifty 500: +0.8%).
  • Q1 FY26: Revenue ₹612 cr (+46% year on year), EBITDA ₹457 cr (+33% year on year), PAT ₹325 cr (+4% year on year), EBITDA margin 74.7% (−738 bps). Score 63 of 100, In line with trend. EBITDA margin fell 738 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: −3.2% in 29 days (Nifty 500: −4.4%).
  • Q4 FY25: Revenue ₹493 cr (+18% year on year), EBITDA ₹339 cr (+6% year on year), PAT ₹316 cr (+2% year on year), EBITDA margin 68.8% (−779 bps). Score 41 of 100, In line with trend. EBITDA margin fell 779 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: +16.3% in 30 days (Nifty 500: +8.4%).
  • Q3 FY25: Revenue ₹438 cr (+6% year on year), EBITDA ₹313 cr (−2% year on year), PAT ₹295 cr (0% year on year), EBITDA margin 71.5% (−559 bps). Score 29 of 100, Below trend. EBITDA margin fell 559 bps year on year. Not enough history for a trend yet: scored on growth alone. Revenue fell 37% from last quarter.
  • Q2 FY25: Revenue ₹694 cr (+14% year on year), EBITDA ₹554 cr (+2% year on year), PAT ₹689 cr (+3% year on year), EBITDA margin 79.8% (−932 bps). Score 38 of 100, Below trend. EBITDA margin fell 932 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Jio Financial Services Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.