OnEMI Technology Solutions Limited Q1 FY27 earnings call summary

Earnings call of 30 Jul 2026, summarised by AI from the filing.

Kissht Q1 FY27 AUM ₹8,001 cr, up 61% year-on-year, PAT ₹95 cr, up 59%, with FY27 AUM growth guidance of upwards of 40% reiterated.

Key takeaways

1. AUM ₹8,001 cr, up 61% year-on-year and 13% quarter-on-quarter; PAT ₹95 cr, up 59% year-on-year.
2. Credit cost Fell to 6.80% of average AUM from 7.02% in Q4 FY26 and 8.85% in Q1 FY26.
3. High-quality customers Deliberate shift to lower-risk customers priced lower, reducing revenue margin but improving profitability.
4. Industry stress Stress building in small ticket loans and borrowers carrying debt across several lenders.

Original filing on BSE

OnEMI Technology Solutions Limited Q1 FY27 results

As filed: Revenue ₹670 cr, EBITDA ₹207 cr, PAT ₹95.1 cr, EBITDA margin 31.0%.

Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹670 cr). Scored once a year-earlier consolidated quarter exists.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹619 cr, EBITDA ₹186 cr, PAT ₹82.2 cr, EBITDA margin 30.1%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹619 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: +5.0% in 29 days (Nifty 500: +0.6%).

Past price moves after results do not indicate future moves. Not a recommendation.

OnEMI Technology Solutions Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (30 Jul 2026), Results deck (29 Jul 2026), Results press release (29 Jul 2026)
• Q4 FY26: Earnings call (29 May 2026), Results deck (28 May 2026), Results press release (28 May 2026)
• Other events: Business update (3 Oct 2026), Business update (4 Jul 2026)