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The Karnataka Bank Limited Q1 FY27 earnings call summary

NSE: KTKBANK · BSE: 532652

Earnings call of 30 Jul 2026, summarised by AI from the filing.

Karnataka Bank's Q1 FY27 PAT rose to ₹418.95 cr and NIM to 3.20%, with management keeping 15% business growth guidance for the current financial year.

Key takeaways

  1. Profit Q1 FY27 PAT ₹418.95 cr (Q4 FY26: ₹408.19 cr, +3% Q-o-Q; Q1 FY26: ₹292.40 cr, +43% Y-o-Y).
  2. Guidance Management keeps 15% business growth for the current financial year, with 10-15% liabilities and 15-20% advances growth.
  3. Margin NIM rose to 3.20% in Q1 FY27 from 3.07% in Q4 FY26 and 2.82% in Q1 FY26.
  4. RAM focus Retail, Agri and MSME grew from ₹51,197 cr as on March, 2026 to ₹53,172 cr as on 30th June, 2026.

Original filing on BSE

The Karnataka Bank Limited Q1 FY27 results

As filed: Revenue ₹2,383 cr, EBITDA ₹196 cr, PAT ₹419 cr, EBITDA margin 8.2%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹2,257 cr, EBITDA ₹126 cr, PAT ₹408 cr, EBITDA margin 5.6%. Not scored. Bank result format: not scored yet. Share price after the results: +12.2% in 30 days (Nifty 500: +3.0%).
  • Q3 FY26: Revenue ₹2,220 cr, EBITDA ₹54.7 cr, PAT ₹291 cr, EBITDA margin 2.5%. Not scored. Bank result format: not scored yet. Share price after the results: +9.7% in 30 days (Nifty 500: −7.8%).
  • Q2 FY26: Revenue ₹2,179 cr, EBITDA ₹76.6 cr, PAT ₹319 cr, EBITDA margin 3.5%. Not scored. Bank result format: not scored yet. Share price after the results: +13.4% in 30 days (Nifty 500: 0.0%).
  • Q1 FY26: Revenue ₹2,261 cr, EBITDA −₹1.4 cr, PAT ₹293 cr, EBITDA margin -0.1%. Not scored. Bank result format: not scored yet. Share price after the results: +3.8% in 30 days (Nifty 500: +2.4%).
  • Q4 FY25: Revenue ₹2,258 cr, EBITDA −₹77.6 cr, PAT ₹253 cr, EBITDA margin -3.4%. Not scored. Bank result format: not scored yet. Share price after the results: −1.1% in 30 days (Nifty 500: +1.8%).
  • Q3 FY25: Revenue ₹2,243 cr, EBITDA ₹50.0 cr, PAT ₹284 cr, EBITDA margin 2.2%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹2,234 cr, EBITDA ₹159 cr, PAT ₹336 cr, EBITDA margin 7.1%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

The Karnataka Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.