Life Insurance Corporation Of India Q3 FY26 earnings call summary

Earnings call of 5 Feb 2026, summarised by AI from the filing.

LIC 9M FY26 PAT rose 16.68% to ₹33,998 cr and VNB margin improved 170 bps to 18.8%.

Key takeaways

1. Dividend guidance Management expects FY26 dividend to be better than ₹12, subject to Board decision.
2. Persistency risk Persistency fell across most cohorts, impacting long-term profitability.

Original filing on BSE

Life Insurance Corporation Of India earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (6 Aug 2026)
• Q4 FY26: Earnings call (21 May 2026), Results deck (21 May 2026), Results press release (21 May 2026)
• Q3 FY26: Earnings call (5 Feb 2026), Results deck (5 Feb 2026), Results press release (5 Feb 2026)
• Q2 FY26: Earnings call (6 Nov 2025), Results deck (6 Nov 2025), Results deck (7 Nov 2025), Results press release (6 Nov 2025)
• Q1 FY26: Earnings call (7 Aug 2025), Results deck (7 Aug 2025), Results deck (11 Aug 2025), Results press release (7 Aug 2025)
• Q4 FY25: Earnings call (27 May 2025), Results press release (27 May 2025)