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Mufin Green Finance Limited Q1 FY27 earnings call summary

NSE: MUFIN · BSE: 542774

Earnings call of 20 Aug 2026, summarised by AI from the filing.

Mufin Green Finance Q1 FY27 cost of borrowing reduced to 11.17% from 13.80%, with Gross NPA at 1.91% and Mediclaim portfolio at approximately ₹677 cr.

Key takeaways

  1. Cost of borrowing Reduced to 11.17% in Q1 FY27 from 13.80% in Q1 FY26, a reduction of 263 basis points.
  2. Credit rating Management expects a one-notch upgrade to 'A' rating in the next quarter.
  3. Employee count Reduced to approximately 367 from 499 in Q1 FY26; target approximately 300 by year-end.
  4. Mediclaim portfolio Approximately ₹677 cr, almost entirely NPA-free, driving growth.
  5. Gross NPA Reduced to 1.91% from 1.94% in the last quarter.

Original filing on BSE

Mufin Green Finance Limited Q1 FY27 results

As filed: Revenue ₹76.9 cr (+57% year on year), EBITDA ₹60.4 cr (+95% year on year), PAT ₹14.0 cr (+300% year on year), EBITDA margin 78.6% (+1,000 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹64.7 cr (+29% year on year), EBITDA ₹53.0 cr (+89% year on year), PAT ₹11.1 cr (+270% year on year), EBITDA margin 81.9% (+1,000 bps). Score 75 of 100, Above trend. Revenue growth was below the company's own trend; EBITDA and profit growth were well above it. EBITDA margin rose 1000 bps year on year. Revenue rose ₹14.7 cr on a year ago, against ₹18.0 cr the year before. Share price after the results: +7.4% in 29 days (Nifty 500: +2.4%).
  • Q3 FY26: Revenue ₹55.9 cr (+14% year on year), EBITDA ₹41.2 cr (+25% year on year), PAT ₹7.0 cr (+17% year on year), EBITDA margin 73.7% (+632 bps). Score 47 of 100, In line with trend. Revenue growth was well below the company's own trend; EBITDA growth was below it; profit growth was above it. EBITDA margin rose 632 bps year on year. Share price after the results: −12.7% in 28 days (Nifty 500: −8.2%).
  • Q2 FY26: Revenue ₹53.0 cr (+15% year on year), EBITDA ₹35.0 cr (+13% year on year), PAT ₹6.0 cr (0% year on year), EBITDA margin 66.0% (−135 bps). Score 37 of 100, Below trend. Revenue growth was well below the company's own trend; EBITDA growth was below it; profit growth was in line with it. EBITDA margin fell 135 bps year on year. Revenue rose ₹7.0 cr on a year ago, against ₹25.0 cr the year before. Share price after the results: +1.5% in 28 days (Nifty 500: −0.5%).
  • Q1 FY26: Revenue ₹49.0 cr (+32% year on year), EBITDA ₹31.0 cr (+15% year on year), PAT ₹3.0 cr (−25% year on year), EBITDA margin 63.3% (−971 bps). Score 47 of 100, In line with trend. EBITDA margin fell 971 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: −4.5% in 29 days (Nifty 500: +2.2%).
  • Q4 FY25: Revenue ₹50.0 cr (+56% year on year), EBITDA ₹28.0 cr (+22% year on year), PAT ₹3.0 cr (−25% year on year), EBITDA margin 56.0% (−1,000 bps). Score 54 of 100, In line with trend. EBITDA margin fell 1000 bps year on year. Not enough history for a trend yet: scored on growth alone. Profit fell 50% from last quarter. Share price after the results: −9.8% in 30 days (Nifty 500: +3.1%).
  • Q3 FY25: Revenue ₹49.0 cr (+81% year on year), EBITDA ₹33.0 cr (+65% year on year), PAT ₹6.0 cr (+20% year on year), EBITDA margin 67.4% (−673 bps). Score 76 of 100, Above trend. EBITDA margin fell 673 bps year on year. Not enough history for a trend yet: scored on growth alone.
  • Q2 FY25: Revenue ₹46.0 cr (+119% year on year), EBITDA ₹31.0 cr (+121% year on year), PAT ₹6.0 cr (+50% year on year), EBITDA margin 67.4% (+72 bps). Score 93 of 100, Above trend. EBITDA margin rose 72 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Mufin Green Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.