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The New India Assurance Company Limited Q3 FY26 earnings call summary
NSE: NIACL · BSE: 540769
Earnings call of 2 Feb 2026, summarised by AI from the filing.
Q3 FY26 PAT ₹372 cr vs ₹353 cr; health ICR improved to 91%, but wage revision provision impacted combined ratio at 117.98%.
Key takeaways
- Guidance Health loss ratio target 98%-100%; Motor loss ratio target 103%-104%; ROE target double digit.
- Health segment Health ICR improved to 91% in Q3 from 103%, contributing most to overall ICR improvement.
- Risk Claims inflation and competitive intensity persist, impacting underwriting results.
The New India Assurance Company Limited earnings call, investor presentation and press release summaries
- Q1 FY27: Results deck (24 Jul 2026)
- Q4 FY26: Earnings call (14 May 2026), Results deck (11 May 2026)
- Q3 FY26: Earnings call (2 Feb 2026), Results deck (30 Jan 2026), Results deck (2 Feb 2026), Results deck (3 Feb 2026)
- Q2 FY26: Results deck (14 Nov 2025)
- Q1 FY26: Earnings call (30 Jul 2025), Results deck (29 Jul 2025)
- Q4 FY25: Earnings call (21 May 2025), Results deck (19 May 2025)
Figures from the company's filings with NSE and BSE. Not investment advice.