Niva Bupa Health Insurance Company Limited Q4 FY25 results deck summary

Results deck of 7 May 2025, summarised by AI from the filing.

FY25 GWP (without 1/n) ₹7,406.7 cr, up 32.1% YoY; I-GAAP PAT ₹213.5 cr, up 160.9% YoY.

Key takeaways

1. FY25 GWP GWP (without 1/n) ₹7,406.7 cr, up 32.1% YoY; GWP (with 1/n) ₹6,762.2 cr, up 20.6% YoY.
2. FY25 PAT I-GAAP PAT ₹213.5 cr, up 160.9% YoY; IFRS PAT ₹203.3 cr, up 91.1% YoY.
3. Combined Ratio FY25 combined ratio 96.1% (without 1/n), up 267 bps YoY; 101.2% (with 1/n), down 242 bps YoY.
4. Market Share Retail health market share increased to 9.4% in FY25 from 9.1% in FY24.
5. Accounting Change From October 1, 2024, long-term products are accounted on 1/n as mandated by IRDAI, making FY2025 numbers not comparable.

Original filing on BSE

Niva Bupa Health Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (30 Jul 2026), Results deck (30 Jul 2026), Results press release (30 Jul 2026)
• Q4 FY26: Earnings call (8 May 2026), Results deck (8 May 2026), Results press release (8 May 2026)
• Q3 FY26: Earnings call (29 Jan 2026), Results deck (29 Jan 2026), Results press release (29 Jan 2026)
• Q2 FY26: Earnings call (3 Nov 2025), Results deck (3 Nov 2025), Results press release (3 Nov 2025)
• Q1 FY26: Earnings call (31 Jul 2025), Results deck (31 Jul 2025), Results press release (31 Jul 2025)
• Q4 FY25: Earnings call (7 May 2025), Results deck (7 May 2025), Results press release (7 May 2025)