Niyogin Fintech Ltd Q4 FY26 results deck summary

Results deck of 14 May 2026, summarised by AI from the filing.

Niyogin reported its first full year of consolidated profitability in FY26 with PBT (ex-ESOP) of ₹5.2 cr, and guided FY27 iServeU net revenue at ₹125–135 cr.

Key takeaways

1. FY26 profitability Niyogin achieved its first full year of consolidated profitability, with PBT (ex-ESOP) of ₹5.2 cr vs a loss of ₹19.0 cr in FY25.
2. FY27 guidance iServeU net revenue guided at ₹125–135 cr with 25–30% EBITDA margins; NBFC AUM at ₹520–550 cr with PBT of ₹11–12 cr.
3. Q4 outperformance iServeU Q4 FY26 EBITDA margin 28.7% was ahead of the 15–18% guidance; NBFC AUM ₹352 cr was above the ₹330–350 cr guidance range.
4. Growth driver EDI loans, now 50% of the book, are the largest growth enabler, integrated with Khatabook, Meesho, Ninjacart and other merchant platforms.

Original filing on BSE

Niyogin Fintech Ltd earnings call, investor presentation and press release summaries

• Q1 FY27: Results deck (13 Aug 2026), Results press release (24 Jul 2026), Results press release (13 Aug 2026)
• Q4 FY26: Results deck (14 May 2026), Results press release (14 May 2026)
• Q3 FY26: Results deck (11 Feb 2026)
• Q2 FY26: Results deck (13 Nov 2025), Results press release (13 Nov 2025)
• Q1 FY26: Results deck (8 Aug 2025)
• Q4 FY25: Results deck (15 May 2025)
• Other events: Business update (10 Apr 2026), Business update (7 Jan 2026), Business update (8 Oct 2025), Business update (7 Jul 2025)