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Paisalo Digital Limited Q2 FY27 results deck summary

NSE: PAISALO · BSE: 532900

Results deck of 22 Oct 2026, summarised by AI from the filing.

NIM fell to 5.7% in Q2FY27 from 6.6% in Q1FY27, alongside a 33% YoY rise in operating expenses.

Key takeaways

  1. NIM decline NIM fell to 5.7% in Q2FY27 from 6.6% in Q1FY27, alongside a 33% YoY rise in operating expenses.

Original filing on BSE

Paisalo Digital Limited Q2 FY27 results

As filed: Revenue ₹277 cr (+24% year on year), EBITDA ₹223 cr (+32% year on year), PAT ₹65.6 cr (+26% year on year), EBITDA margin 80.3% (+482 bps).

The Q2 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q1 FY27: Revenue ₹260 cr (+19% year on year), EBITDA ₹202 cr (+26% year on year), PAT ₹61.3 cr (+30% year on year), EBITDA margin 77.7% (+459 bps). Score 78 of 100, Above trend. Revenue growth was in line with the company's own trend; EBITDA growth was well above it; profit growth was above it. EBITDA margin rose 459 bps year on year. Profit fell 15% from last quarter. Revenue rose ₹41.3 cr on a year ago, more than the ₹32.0 cr it added the year before. Share price after the results: +4.2% in 30 days (Nifty 500: −1.8%).
  • Q4 FY26: Revenue ₹261 cr (+34% year on year), EBITDA ₹189 cr (+26% year on year), PAT ₹72.2 cr (+57% year on year), EBITDA margin 72.6% (−476 bps). Score 72 of 100, Above trend. Revenue and EBITDA growth were above the company's own trend; profit growth was well above it. EBITDA margin fell 476 bps year on year. Revenue grew on the previous quarter, against its usual seasonal pattern. Profit rose ₹26.2 cr on a year ago, more than the ₹9.0 cr it added the year before. Share price after the results: +21.6% in 30 days (Nifty 500: −3.2%).
  • Q3 FY26: Revenue ₹240 cr (+18% year on year), EBITDA ₹187 cr (+14% year on year), PAT ₹66.3 cr (+7% year on year), EBITDA margin 78.1% (−281 bps). Score 56 of 100, In line with trend. Revenue, EBITDA and profit growth were below the company's own trend. EBITDA margin fell 281 bps year on year. Revenue rose ₹36.1 cr on a year ago, more than the ₹21.0 cr it added the year before. Share price after the results: −6.8% in 28 days (Nifty 500: −4.0%).
  • Q2 FY26: Revenue ₹224 cr (+20% year on year), EBITDA ₹169 cr (+17% year on year), PAT ₹52.0 cr (+4% year on year), EBITDA margin 75.5% (−209 bps). Score 46 of 100, In line with trend. Revenue, EBITDA and profit growth were below the company's own trend. EBITDA margin fell 209 bps year on year. Revenue rose ₹37.0 cr on a year ago, against ₹42.0 cr the year before. Share price after the results: +4.1% in 30 days (Nifty 500: −0.8%).
  • Q1 FY26: Revenue ₹219 cr (+17% year on year), EBITDA ₹160 cr (+14% year on year), PAT ₹47.0 cr (+15% year on year), EBITDA margin 73.1% (−181 bps). Score 38 of 100, Below trend. Revenue, EBITDA and profit growth were below the company's own trend. EBITDA margin fell 181 bps year on year. Share price after the results: −1.5% in 30 days (Nifty 500: −0.6%).
  • Q4 FY25: Revenue ₹194 cr (−1% year on year), EBITDA ₹150 cr (+9% year on year), PAT ₹46.0 cr (+24% year on year), EBITDA margin 77.3% (+706 bps). Score 33 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin rose 706 bps year on year. Revenue fell 5% from last quarter. Share price after the results: −0.2% in 28 days (Nifty 500: +6.1%).
  • Q3 FY25: Revenue ₹204 cr (+11% year on year), EBITDA ₹165 cr (+17% year on year), PAT ₹62.0 cr (+11% year on year), EBITDA margin 80.9% (+383 bps). Score 35 of 100, Below trend. Revenue growth was well below the company's own trend; EBITDA and profit growth were below it. EBITDA margin rose 383 bps year on year. Revenue rose ₹21.0 cr on a year ago, against ₹61.0 cr the year before.

Past price moves after results do not indicate future moves. Not a recommendation.

Paisalo Digital Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.