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Punjab & Sind Bank Q1 FY26 results deck summary

NSE: PSB · BSE: 533295

Results deck of 19 Jul 2025, summarised by AI from the filing.

Net profit rose 47.80% YoY to ₹269 cr in Q1 FY26; management guides FY'26 deposit growth of 8-10% and advances growth of 15-16%.

Key takeaways

  1. Net profit Net profit was ₹269 cr in Q1 FY26, up 47.80% from ₹182 cr in Q1 FY25.
  2. Guidance Management guides FY'26 deposit growth of 8-10% and advances growth of 15-16%.
  3. Driver Retail advances grew 29.00% YoY to ₹22573 cr as on Jun'25.
  4. Risk Gross NPA at 3.34% and Net NPA at 0.91% remain above FY'26 guidance.

Original filing on BSE

Punjab & Sind Bank Q1 FY27 results

As filed: Revenue ₹3,213 cr, EBITDA ₹119 cr, PAT ₹332 cr, EBITDA margin 3.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹3,030 cr, EBITDA ₹188 cr, PAT ₹422 cr, EBITDA margin 6.2%. Not scored. Bank result format: not scored yet. Share price after the results: −5.5% in 30 days (Nifty 500: +0.6%).
  • Q3 FY26: Revenue ₹3,042 cr, EBITDA −₹50.8 cr, PAT ₹336 cr, EBITDA margin -1.7%. Not scored. Bank result format: not scored yet. Share price after the results: −4.1% in 30 days (Nifty 500: −0.1%).
  • Q2 FY26: Revenue ₹2,999 cr, EBITDA −₹17.4 cr, PAT ₹295 cr, EBITDA margin -0.6%. Not scored. Bank result format: not scored yet. Share price after the results: −0.3% in 29 days (Nifty 500: +1.2%).
  • Q1 FY26: Revenue ₹2,911 cr, EBITDA −₹146 cr, PAT ₹269 cr, EBITDA margin -5.0%. Not scored. Bank result format: not scored yet. Share price after the results: −12.1% in 30 days (Nifty 500: −1.5%).
  • Q4 FY25: Revenue ₹3,159 cr, EBITDA −₹235 cr, PAT ₹313 cr, EBITDA margin -7.4%. Not scored. Bank result format: not scored yet. Share price after the results: +5.8% in 30 days (Nifty 500: +4.4%).
  • Q3 FY25: Revenue ₹2,931 cr, EBITDA ₹36.8 cr, PAT ₹282 cr, EBITDA margin 1.3%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹2,739 cr, EBITDA −₹51.9 cr, PAT ₹240 cr, EBITDA margin -1.9%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Punjab & Sind Bank earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.