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Radiant Cash Management Services Limited Q3 FY26 earnings call summary

NSE: RADIANTCMS · BSE: 543732

Earnings call of 12 Feb 2026, summarised by AI from the filing.

Radiant Cash Management Q3 FY26 consolidated revenue ₹1.26 billion, up 18.3% QoQ, with EBITDA margin at 13.9% and Acemoney turning positive EBITDA.

Key takeaways

  1. Consolidated revenue ₹1.26 billion in Q3 FY26, 18.3% growth over the previous quarter and 6.9% over the same period last year.
  2. Margin guidance Management confident of maintaining the trend of improvement in margins, contingent on top line growth.
  3. Acemoney turnaround Acemoney turned positive EBITDA of ₹34 million in Q3 FY26, wiping out significant losses of the previous 2 quarters.
  4. PSU bank mandate Large PSU bank cash van mandate goes live 1st April 2026, adding ₹20 crores revenue in the next financial year.
  5. Pricing pressure Pricing pressure from clients, particularly low-volume points, pressures core business margins.

Original filing on BSE

Radiant Cash Management Services Limited Q1 FY27 results

As filed: Revenue ₹106 cr (+6% year on year), EBITDA ₹9.5 cr (−5% year on year), PAT ₹5.2 cr (−13% year on year), EBITDA margin 9.0% (−105 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹101 cr (−3% year on year), EBITDA ₹8.7 cr (−33% year on year), PAT ₹3.0 cr (−48% year on year), EBITDA margin 8.6% (−391 bps). Score 14 of 100, Below trend. Revenue, EBITDA and profit before exceptional items growth were well below the company's own trend. EBITDA margin fell 391 bps year on year. Other income 91% of PBT. Tax rate -12%. Revenue fell 19% from last quarter. Share price after the results: −6.1% in 29 days (Nifty 500: +0.6%).
  • Q3 FY26: Revenue ₹124 cr (+7% year on year), EBITDA ₹15.4 cr (−30% year on year), PAT ₹11.6 cr (−23% year on year), EBITDA margin 12.4% (−657 bps). Score 36 of 100, Below trend. Revenue growth was above the company's own trend; EBITDA and profit growth were below it. EBITDA margin fell 657 bps year on year. Tax rate 7%. Share price after the results: −17.9% in 30 days (Nifty 500: −4.7%).
  • Q2 FY26: Revenue ₹105 cr (−2% year on year), EBITDA ₹13.0 cr (−32% year on year), PAT ₹8.0 cr (−38% year on year), EBITDA margin 12.4% (−538 bps). Score 12 of 100, Below trend. EBITDA margin fell 538 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: +2.7% in 29 days (Nifty 500: +1.4%).
  • Q1 FY26: Revenue ₹100 cr (0% year on year), EBITDA ₹10.0 cr (−41% year on year), PAT ₹6.0 cr (−45% year on year), EBITDA margin 10.0% (−700 bps). Score 11 of 100, Below trend. EBITDA margin fell 700 bps year on year. Not enough history for a trend yet: scored on growth alone. Revenue fell 4% from last quarter. Share price after the results: −9.2% in 30 days (Nifty 500: +0.1%).
  • Q4 FY25: Revenue ₹104 cr (+5% year on year), EBITDA ₹13.0 cr (−7% year on year), PAT ₹8.0 cr (0% year on year), EBITDA margin 12.5% (−164 bps). Score 30 of 100, Below trend. EBITDA margin fell 164 bps year on year. Not enough history for a trend yet: scored on growth alone. Revenue fell 10% from last quarter. Share price after the results: −11.2% in 28 days (Nifty 500: +1.1%).
  • Q3 FY25: Revenue ₹116 cr (+15% year on year), EBITDA ₹22.0 cr (+29% year on year), PAT ₹15.0 cr (+25% year on year), EBITDA margin 19.0% (+213 bps). Score 69 of 100, Above trend. EBITDA margin rose 213 bps year on year. Not enough history for a trend yet: scored on growth alone.
  • Q2 FY25: Revenue ₹102 cr (+10% year on year), EBITDA ₹17.0 cr (+31% year on year), PAT ₹12.0 cr (+20% year on year), EBITDA margin 16.7% (+269 bps). Score 65 of 100, Above trend. EBITDA margin rose 269 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Radiant Cash Management Services Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.