RBL Bank Limited Q4 FY25 results deck summary

Results deck of 25 Apr 2025, summarised by AI from the filing.

RBL Bank Q4 FY25 net profit ₹69 cr after 100% JLG GNPA provision; deposits up 7% YoY to ₹110,944 cr.

Key takeaways

1. Net Profit Q4 FY25 net profit was ₹69 cr after 100% provision on GNPA in JLG segment.
2. Asset quality GNPA improved to 2.60% and NNPA to 0.29% as of March 2025.
3. Deposits growth Deposits grew 7% YoY to ₹110,944 cr, led by granular deposits up 16% YoY.
4. Retail advances Retail advances grew 13% YoY to ₹55,703 cr, with secured retail up 43% YoY.
5. JLG provisioning Bank took additional ₹248 cr provisioning in Q4 FY25 to fully provide on JLG GNPAs.

Original filing on BSE

RBL Bank Limited Q1 FY27 results

As filed: Revenue ₹3,840 cr, EBITDA −₹612 cr, PAT ₹234 cr, EBITDA margin -16.0%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹3,721 cr, EBITDA −₹776 cr, PAT ₹244 cr, EBITDA margin -20.9%. Not scored. Bank result format: not scored yet. Share price after the results: +5.3% in 30 days (Nifty 500: −1.5%).
• Q3 FY26: Revenue ₹3,667 cr, EBITDA −₹762 cr, PAT ₹228 cr, EBITDA margin -20.8%. Not scored. Bank result format: not scored yet. Share price after the results: −0.9% in 30 days (Nifty 500: −0.1%).
• Q2 FY26: Revenue ₹3,508 cr, EBITDA −₹689 cr, PAT ₹192 cr, EBITDA margin -19.6%. Not scored. Bank result format: not scored yet. Share price after the results: +3.9% in 29 days (Nifty 500: +1.2%).
• Q1 FY26: Revenue ₹3,441 cr, EBITDA −₹794 cr, PAT ₹214 cr, EBITDA margin -23.1%. Not scored. Bank result format: not scored yet. Share price after the results: −6.4% in 29 days (Nifty 500: −3.4%).
• Q4 FY25: Revenue ₹3,477 cr, EBITDA −₹908 cr, PAT ₹87.0 cr, EBITDA margin -26.1%. Not scored. Bank result format: not scored yet. Share price after the results: +9.7% in 30 days (Nifty 500: +2.3%).
• Q3 FY25: Revenue ₹3,537 cr, EBITDA −₹1,251 cr, PAT ₹47.0 cr, EBITDA margin -35.4%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹3,531 cr, EBITDA −₹624 cr, PAT ₹232 cr, EBITDA margin -17.7%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

RBL Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Results deck (17 Jul 2026)
• Q4 FY26: Results deck (25 Apr 2026)
• Q3 FY26: Results deck (17 Jan 2026), Results press release (17 Jan 2026)
• Q2 FY26: Results deck (18 Oct 2025), Results press release (18 Oct 2025)
• Q1 FY26: Results deck (19 Jul 2025)
• Q4 FY25: Results deck (25 Apr 2025)
• Other events: Strategy deck (3 Sep 2026), Strategy deck (18 Oct 2025)