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Repco Home Finance Limited Q1 FY26 results deck summary

NSE: REPCOHOME · BSE: 535322

Results deck of 7 Aug 2025, summarised by AI from the filing.

Repco Home Finance Q1 FY26 net profit ₹1,080 mn, up 2% year-on-year, with GNPA improving to 3.30%.

Key takeaways

  1. Guidance No forward-looking guidance was provided in the presentation.
  2. Asset quality GNPA improved to 3.30% in Q1 FY26 from 4.25% in Q1 FY25 and 3.26% in Q4 FY25.
  3. Risk Forward-looking statements may differ materially due to risks and uncertainties including competitive environment and regulatory conditions.

Original filing on BSE

Repco Home Finance Limited Q1 FY27 results

As filed: Revenue ₹468 cr (+7% year on year), EBITDA ₹409 cr (+4% year on year), PAT ₹122 cr (+6% year on year), EBITDA margin 87.5% (−264 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹454 cr (+6% year on year), EBITDA ₹405 cr (+2% year on year), PAT ₹135 cr (+12% year on year), EBITDA margin 89.2% (−421 bps). Score 29 of 100, Below trend. Revenue growth was below the company's own trend; EBITDA growth was well below it; profit growth was in line with it. EBITDA margin fell 421 bps year on year. Tax rate 13%. Share price after the results: −0.2% in 29 days (Nifty 500: +2.4%).
  • Q3 FY26: Revenue ₹457 cr (+5% year on year), EBITDA ₹408 cr (+4% year on year), PAT ₹115 cr (+2% year on year), EBITDA margin 89.3% (−62 bps). Score 27 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin fell 62 bps year on year. Revenue rose ₹20.9 cr on a year ago, against ₹49.0 cr the year before. Share price after the results: −10.7% in 29 days (Nifty 500: −4.0%).
  • Q2 FY26: Revenue ₹441 cr (+6% year on year), EBITDA ₹390 cr (0% year on year), PAT ₹110 cr (−4% year on year), EBITDA margin 88.4% (−530 bps). Score 16 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 530 bps year on year. Profit fell 4% from last quarter. Share price after the results: −8.7% in 30 days (Nifty 500: −0.5%).
  • Q1 FY26: Revenue ₹436 cr (+7% year on year), EBITDA ₹393 cr (+7% year on year), PAT ₹115 cr (+2% year on year), EBITDA margin 90.1% (+43 bps). Score 29 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin rose 43 bps year on year. Profit fell 5% from last quarter. Revenue rose ₹28.0 cr on a year ago, against ₹44.0 cr the year before. Share price after the results: −8.8% in 29 days (Nifty 500: +0.6%).
  • Q4 FY25: Revenue ₹426 cr (+8% year on year), EBITDA ₹398 cr (+11% year on year), PAT ₹121 cr (+6% year on year), EBITDA margin 93.4% (+182 bps). Score 32 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin rose 182 bps year on year. Revenue rose ₹33.0 cr on a year ago, against ₹53.0 cr the year before. Share price after the results: +2.2% in 28 days (Nifty 500: +0.2%).
  • Q3 FY25: Revenue ₹436 cr (+13% year on year), EBITDA ₹392 cr (+13% year on year), PAT ₹113 cr (+9% year on year), EBITDA margin 89.9% (−1 bps). Score 34 of 100, Below trend. Revenue growth was in line with the company's own trend; EBITDA growth was below it; profit growth was well below it. EBITDA margin was flat year on year. Profit rose ₹9.0 cr on a year ago, against ₹21.0 cr the year before.
  • Q2 FY25: Revenue ₹415 cr (+9% year on year), EBITDA ₹389 cr (+15% year on year), PAT ₹115 cr (+12% year on year), EBITDA margin 93.7% (+452 bps). Score 57 of 100, In line with trend. EBITDA margin rose 452 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Repco Home Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.