Sammaan Capital Limited Q4 FY25 earnings call summary

Earnings call of 16 May 2025, summarised by AI from the filing.

Sammaan Capital Q4 FY25 profit ₹324 cr, gross NPA halved to 1.3%, targets ₹1 lakh cr growth AUM by FY27.

Key takeaways

1. Change Gross NPA halved to 1.3% from 2.7%; net NPA 0.8% from 1.5%.
2. Driver Asset light model: 95%-96% of loans partnered with banks, providing stable ALM.
3. Risk Legacy book rundown takes significant management time and may not continue organically.

Original filing on BSE

Sammaan Capital Limited Q1 FY27 results

As filed: Revenue ₹1,652 cr (−31% year on year), EBITDA ₹1,651 cr (−2% year on year), PAT ₹243 cr (−27% year on year), EBITDA margin 99.9% (+1,000 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹1,358 cr (−36% year on year), EBITDA −₹1,898 cr (−226% year on year), PAT −₹8,101 cr (−300% year on year), EBITDA margin -139.8%. Score 0 of 100, Below trend. Not enough history for a trend yet: scored on growth alone. Revenue fell 37% from last quarter. Share price after the results: +23.1% in 30 days (Nifty 500: +2.5%).
• Q3 FY26: Revenue ₹2,158 cr (+7% year on year), EBITDA ₹1,898 cr (+17% year on year), PAT ₹314 cr (+4% year on year), EBITDA margin 88.0% (+723 bps). Score 53 of 100, In line with trend. EBITDA margin rose 723 bps year on year. Not enough history for a trend yet: scored on growth alone. Revenue fell 4% from last quarter. Share price after the results: −5.2% in 30 days (Nifty 500: −4.5%).
• Q2 FY26: Revenue ₹2,251 cr (−7% year on year), EBITDA ₹1,722 cr, PAT ₹308 cr, EBITDA margin 76.5%. Score 16 of 100, Below trend. Not enough history for a trend yet: scored on growth alone. Revenue fell 6% from last quarter. Share price after the results: −16.6% in 28 days (Nifty 500: +0.4%).
• Q1 FY26: Revenue ₹2,400 cr (+9% year on year), EBITDA ₹1,676 cr (−3% year on year), PAT ₹334 cr (+2% year on year), EBITDA margin 69.8% (−878 bps). Score 32 of 100, Below trend. EBITDA margin fell 878 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: +14.0% in 30 days (Nifty 500: +2.8%).
• Q4 FY25: Revenue ₹1,880 cr, EBITDA ₹1,374 cr, PAT ₹294 cr, EBITDA margin 73.1%. Not scored. No result for the same quarter last year. Share price after the results: +1.7% in 28 days (Nifty 500: +0.5%).
• Q3 FY25: Revenue ₹1,902 cr, EBITDA ₹1,512 cr, PAT ₹282 cr, EBITDA margin 79.5%. Not scored. No result for the same quarter last year.
• Q2 FY25: Revenue ₹2,066 cr, EBITDA ₹1,288 cr, PAT ₹111 cr, EBITDA margin 62.3%. Not scored. No result for the same quarter last year.

Past price moves after results do not indicate future moves. Not a recommendation.

Sammaan Capital Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (13 Aug 2026), Results deck (15 Aug 2026)
• Q3 FY26: Earnings call (4 Feb 2026)
• Q2 FY26: Earnings call (31 Oct 2025)
• Q1 FY26: Earnings call (13 Aug 2025)
• Q4 FY25: Earnings call (16 May 2025)
• Other events: Strategy deck (2 Oct 2025)