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State Bank of India Q4 FY26 results deck summary

NSE: SBIN · BSE: 500112

Results deck of 8 May 2026, summarised by AI from the filing.

SBI reports FY26 Net Profit of ₹80,032 cr, up 12.88% YoY, with GNPA at 1.49% and NNPA at 0.39%.

Key takeaways

  1. Net Profit FY26 Net Profit ₹80,032 cr, up 12.88% YoY, driven by higher Net Interest Income and Non-Interest Income.
  2. Guidance No forward guidance was provided in the presentation.
  3. Change Q4FY26 Net Profit ₹19,684 cr, down 6.39% QoQ from ₹21,028 cr in Q3FY26.
  4. Driver Credit growth of 16.87% YoY, with Agri Portfolio crossing ₹4 lakh crore and domestic credit to deposit ratio at 73.08%.
  5. Risk Net interest margin declined, with Whole Bank NIM down 17 bps and Domestic NIM down 18 bps.

Original filing on BSE

State Bank of India Q1 FY27 results

As filed: Revenue ₹1,36,240 cr, EBITDA −₹10,938 cr, PAT ₹24,579 cr, EBITDA margin -8.0%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹1,31,080 cr, EBITDA −₹23,923 cr, PAT ₹20,161 cr, EBITDA margin -18.3%. Not scored. Bank result format: not scored yet. Share price after the results: −4.1% in 28 days (Nifty 500: −2.8%).
  • Q3 FY26: Revenue ₹1,30,590 cr, EBITDA −₹24,992 cr, PAT ₹21,876 cr, EBITDA margin -19.1%. Not scored. Bank result format: not scored yet. Share price after the results: +16.9% in 30 days (Nifty 500: −1.1%).
  • Q2 FY26: Revenue ₹1,28,041 cr, EBITDA −₹19,200 cr, PAT ₹21,504 cr, EBITDA margin -15.0%. Not scored. Bank result format: not scored yet. Share price after the results: −0.2% in 30 days (Nifty 500: −0.3%).
  • Q1 FY26: Revenue ₹1,25,729 cr, EBITDA −₹12,034 cr, PAT ₹21,627 cr, EBITDA margin -9.6%. Not scored. Bank result format: not scored yet. Share price after the results: +0.2% in 28 days (Nifty 500: +0.6%).
  • Q4 FY25: Revenue ₹1,26,997 cr, EBITDA −₹25,668 cr, PAT ₹19,941 cr, EBITDA margin -20.2%. Not scored. Bank result format: not scored yet. Share price after the results: +1.7% in 30 days (Nifty 500: +3.8%).
  • Q3 FY25: Revenue ₹1,24,654 cr, EBITDA −₹17,634 cr, PAT ₹19,175 cr, EBITDA margin -14.2%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹1,21,045 cr, EBITDA −₹15,284 cr, PAT ₹20,220 cr, EBITDA margin -12.6%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

State Bank of India earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.