SG Finserve Limited Q2 FY26 earnings call summary

NSE: SGFIN · BSE: 539199

Earnings call of 14 Oct 2025, summarised by AI from the filing.

SG Finserve Q2 FY26 loan book ₹2,878 cr up 15% QoQ; FY26 PAT guidance cut to ₹120-125 cr on macro slowdown.

Loan book ₹2,878 cr in Q2 FY26, up 15% QoQ; PBT up 14% and net profit up 16%.
Change CEO Sorabh Dhawan and CFO/COO Sahil Sikka moving out; Vinay Gupta joins as CEO in November.
Driver Strategic entry into large anchors like Tata Motors, M&M, Tata Steel; retailer financing to expand NIMs.
Risk Macro slowdown; customers trimmed revenue guidance; company cautious to avoid NPAs.

SG Finserve Limited Q1 FY27 results

As filed: Revenue ₹136 cr, EBITDA ₹126 cr, PAT ₹53.7 cr, EBITDA margin 92.5%.

Not scored. No result for the same quarter last year.

Q4 FY26: Revenue ₹105 cr, EBITDA ₹99.1 cr, PAT ₹42.3 cr, EBITDA margin 94.0%. Not scored. No result for the same quarter last year. Share price after the results: +22.7% in 30 days (Nifty 500: +0.9%).
Q3 FY26: Revenue ₹86.3 cr, EBITDA ₹79.6 cr, PAT ₹32.5 cr, EBITDA margin 92.3%. Not scored. No result for the same quarter last year. Share price after the results: +4.1% in 30 days (Nifty 500: +1.2%).
Q2 FY26: Revenue ₹75.0 cr, EBITDA ₹68.0 cr, PAT ₹28.0 cr, EBITDA margin 90.7%. Not scored. No result for the same quarter last year. Share price after the results: +5.7% in 30 days (Nifty 500: +2.3%).

Past price moves after results do not indicate future moves. Not a recommendation.

Q1 FY27: Earnings call (14 Jul 2026), Results deck (14 Jul 2026)
Q4 FY26: Earnings call (16 Apr 2026), Results deck (16 Apr 2026)
Q3 FY26: Earnings call (23 Jan 2026), Results deck (23 Jan 2026)
Q2 FY26: Earnings call (14 Oct 2025), Results deck (13 Oct 2025), Results deck (13 Oct 2025), Results deck (14 Oct 2025)
Q1 FY26: Earnings call (23 Jul 2025)
Q4 FY25: Earnings call (9 May 2025), Results deck (8 May 2025)
Other events: Call transcript (23 Jul 2025)

Figures from the company's filings with NSE and BSE. Not investment advice.