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Shriram Finance Limited Q4 FY25 earnings call summary

NSE: SHRIRAMFIN · BSE: 511218

Earnings call of 25 Apr 2025, summarised by AI from the filing.

Shriram Finance uploaded the audio recording of its Q4 FY25 earnings call held on 25 April 2025; the transcript will follow.

Key takeaways

  1. Call timing The conference call was held on Friday, 25 April 2025 at 7 pm.
  2. Transcript The transcript of the call will be uploaded soon.
  3. Filing The company informed the exchanges that the audio link is available on its website.
  4. Reference The letter refers to the earlier intimation dated 17 January 2025 about the conference call.

Original filing on BSE

Shriram Finance Limited Q1 FY27 results

As filed: Revenue ₹13,400 cr (+16% year on year), EBITDA ₹9,995 cr (+18% year on year), PAT ₹3,453 cr (+60% year on year), EBITDA margin 74.6% (+113 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹12,513 cr (+9% year on year), EBITDA ₹9,409 cr (+15% year on year), PAT ₹3,021 cr (+41% year on year), EBITDA margin 75.2% (+394 bps). Score 58 of 100, In line with trend. Revenue growth was well below the company's own trend; EBITDA growth was below it; profit growth was above it. EBITDA margin rose 394 bps year on year. Revenue rose ₹1,059 cr on a year ago, against ₹1,550 cr the year before. Share price after the results: −7.0% in 28 days (Nifty 500: +0.4%).
  • Q3 FY26: Revenue ₹12,171 cr (+14% year on year), EBITDA ₹8,774 cr (+14% year on year), PAT ₹2,530 cr (−22% year on year), EBITDA margin 72.1% (+44 bps). Score 43 of 100, In line with trend. Revenue and EBITDA growth were below the company's own trend; profit growth was well below it. EBITDA margin rose 44 bps year on year. Revenue rose ₹1,473 cr on a year ago, more than the ₹1,397 cr it added the year before. Share price after the results: +7.7% in 28 days (Nifty 500: +1.7%).
  • Q2 FY26: Revenue ₹11,912 cr (+18% year on year), EBITDA ₹8,804 cr (+21% year on year), PAT ₹2,314 cr (+7% year on year), EBITDA margin 73.9% (+202 bps). Score 66 of 100, Above trend. Revenue growth was in line with the company's own trend; EBITDA growth was above it; profit growth was below it. EBITDA margin rose 202 bps year on year. Revenue rose ₹1,822 cr on a year ago, more than the ₹1,206 cr it added the year before. Share price after the results: +15.4% in 28 days (Nifty 500: +0.4%).
  • Q1 FY26: Revenue ₹11,536 cr (+20% year on year), EBITDA ₹8,474 cr (+22% year on year), PAT ₹2,159 cr (+6% year on year), EBITDA margin 73.5% (+116 bps). Score 64 of 100, In line with trend. Revenue growth was above the company's own trend; EBITDA growth was well above it; profit growth was below it. EBITDA margin rose 116 bps year on year. Revenue rose ₹1,931 cr on a year ago, more than the ₹1,312 cr it added the year before. Share price after the results: −2.8% in 28 days (Nifty 500: −1.3%).
  • Q4 FY25: Revenue ₹11,454 cr (+16% year on year), EBITDA ₹8,161 cr (+15% year on year), PAT ₹2,144 cr (+6% year on year), EBITDA margin 71.3% (−29 bps). Score 38 of 100, Below trend. Revenue, EBITDA and profit growth were below the company's own trend. EBITDA margin fell 29 bps year on year. Profit fell 34% from last quarter. Share price after the results: −5.3% in 28 days (Nifty 500: +2.7%).
  • Q3 FY25: Revenue ₹10,698 cr (+15% year on year), EBITDA ₹7,665 cr (+17% year on year), PAT ₹3,249 cr (+10% year on year), EBITDA margin 71.7% (+119 bps). Score 53 of 100, In line with trend. Revenue and profit before exceptional items growth were below the company's own trend; EBITDA growth was in line with it. EBITDA margin rose 119 bps year on year. Revenue rose ₹1,397 cr on a year ago, against ₹1,493 cr the year before.
  • Q2 FY25: Revenue ₹10,090 cr (+14% year on year), EBITDA ₹7,254 cr (+15% year on year), PAT ₹2,153 cr (+20% year on year), EBITDA margin 71.9% (+60 bps). Score 58 of 100, In line with trend. EBITDA margin rose 60 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Shriram Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.