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The South Indian Bank Limited Q3 FY26 results press release summary

NSE: SOUTHBANK · BSE: 532218

Results press release of 15 Jan 2026, summarised by AI from the filing.

South Indian Bank posts highest ever quarterly net profit of ₹374.32 cr in Q3 FY26, up 9% Y-o-Y, with gross NPA at 2.67%.

Key takeaways

  1. Net profit Q3 FY26 net profit ₹374.32 cr, up 9% from ₹341.87 cr in Q3 FY25, the highest ever quarterly net profit.
  2. Nine-month profit Net profit for the 9-month ended Dec-25 rose 9% to ₹1047.64 cr from ₹960.69 cr for Dec-24.
  3. Asset quality Gross NPA fell 163 bps to 2.67% and net NPA fell 80 bps to 0.45% Y-o-Y.
  4. Gold loans Gold loan portfolio grew 26% Y-o-Y to ₹20,952 cr from ₹16,966 cr, the fastest-growing advance segment.
  5. Capital Capital adequacy ratio stood at 17.84% in December 2025, supporting future business growth.

Original filing on BSE

The South Indian Bank Limited Q1 FY27 results

As filed: Revenue ₹2,628 cr, EBITDA ₹128 cr, PAT ₹378 cr, EBITDA margin 4.9%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹2,559 cr, EBITDA ₹161 cr, PAT ₹407 cr, EBITDA margin 6.3%. Not scored. Bank result format: not scored yet. Share price after the results: +7.4% in 30 days (Nifty 500: −1.5%).
  • Q3 FY26: Revenue ₹2,518 cr, EBITDA ₹18.4 cr, PAT ₹374 cr, EBITDA margin 0.7%. Not scored. Bank result format: not scored yet. Share price after the results: −3.6% in 29 days (Nifty 500: −0.7%).
  • Q2 FY26: Revenue ₹2,407 cr, EBITDA −₹42.5 cr, PAT ₹352 cr, EBITDA margin -1.8%. Not scored. Bank result format: not scored yet. Share price after the results: +15.9% in 29 days (Nifty 500: +2.0%).
  • Q1 FY26: Revenue ₹2,362 cr, EBITDA −₹189 cr, PAT ₹322 cr, EBITDA margin -8.0%. Not scored. Bank result format: not scored yet. Share price after the results: −5.0% in 28 days (Nifty 500: −3.4%).
  • Q4 FY25: Revenue ₹2,373 cr, EBITDA −₹113 cr, PAT ₹342 cr, EBITDA margin -4.8%. Not scored. Bank result format: not scored yet. Share price after the results: +12.7% in 29 days (Nifty 500: +1.8%).
  • Q3 FY25: Revenue ₹2,371 cr, EBITDA ₹15.9 cr, PAT ₹342 cr, EBITDA margin 0.7%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹2,355 cr, EBITDA −₹9.4 cr, PAT ₹325 cr, EBITDA margin -0.4%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

The South Indian Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.