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SRG Housing Finance Limited Q4 FY26 results deck summary

NSE: SRGHFL · BSE: 534680

Results deck of 7 Jul 2026, summarised by AI from the filing.

Profit for the period ₹33 cr (FY25: ₹24 cr); total net income ₹122 cr (FY25: ₹93 cr).

Key takeaways

  1. FY26 result Profit for the period ₹33 cr (FY25: ₹24 cr); total net income ₹122 cr (FY25: ₹93 cr).
  2. FY27 guidance Management expects AUM to reach ~₹1,300-1,500 cr by FY27, with targeted disbursements of approximately ₹600 cr.
  3. Growth driver Housing loans AUM ₹750 cr, 72% of AUM, with average lending rate 19.53%.
  4. Risk Forward-looking statements subject to risks and uncertainties beyond the company's control; actual results may differ materially.

Original filing on BSE

SRG Housing Finance Limited Q1 FY27 results

As filed: Revenue ₹54.0 cr (+28% year on year), EBITDA ₹35.1 cr (+40% year on year), PAT ₹8.5 cr (+21% year on year), EBITDA margin 65.0% (+544 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹57.2 cr (+33% year on year), EBITDA ₹35.6 cr (+37% year on year), PAT ₹9.3 cr (+54% year on year), EBITDA margin 62.2% (+175 bps). Score 91 of 100, Above trend. Revenue, EBITDA and profit growth were well above the company's own trend. EBITDA margin rose 175 bps year on year. Revenue rose ₹14.2 cr on a year ago, more than the ₹7.0 cr it added the year before. Share price after the results: −6.7% in 30 days (Nifty 500: −3.8%).
  • Q3 FY26: Revenue ₹50.5 cr (+29% year on year), EBITDA ₹31.2 cr (+25% year on year), PAT ₹8.2 cr (+37% year on year), EBITDA margin 61.9% (−220 bps). Score 82 of 100, Above trend. Revenue, EBITDA and profit growth were well above the company's own trend. EBITDA margin fell 220 bps year on year. Revenue rose ₹11.5 cr on a year ago, more than the ₹7.0 cr it added the year before. Share price after the results: −5.7% in 28 days (Nifty 500: −4.0%).
  • Q2 FY26: Revenue ₹48.0 cr (+33% year on year), EBITDA ₹29.0 cr (+21% year on year), PAT ₹8.0 cr (+14% year on year), EBITDA margin 60.4% (−625 bps). Score 71 of 100, Above trend. Revenue and EBITDA growth were well above the company's own trend; profit growth was in line with it. EBITDA margin fell 625 bps year on year. Profit lagged EBITDA because of depreciation, interest or other income, not the business. Share price after the results: −3.6% in 30 days (Nifty 500: +0.2%).
  • Q1 FY26: Revenue ₹42.0 cr (+24% year on year), EBITDA ₹25.0 cr (+9% year on year), PAT ₹7.0 cr (+17% year on year), EBITDA margin 59.5% (−812 bps). Score 48 of 100, In line with trend. EBITDA margin fell 812 bps year on year. Tax rate 13%. Not enough history for a trend yet: scored on growth alone. Share price after the results: −5.9% in 30 days (Nifty 500: +2.8%).
  • Q4 FY25: Revenue ₹43.0 cr (+19% year on year), EBITDA ₹26.0 cr (+8% year on year), PAT ₹6.0 cr (0% year on year), EBITDA margin 60.5% (−620 bps). Score 43 of 100, In line with trend. EBITDA margin fell 620 bps year on year. Not enough history for a trend yet: scored on growth alone. Share price after the results: +3.6% in 30 days (Nifty 500: +3.5%).
  • Q3 FY25: Revenue ₹39.0 cr (+22% year on year), EBITDA ₹25.0 cr (+14% year on year), PAT ₹6.0 cr (+20% year on year), EBITDA margin 64.1% (−465 bps). Score 54 of 100, In line with trend. EBITDA margin fell 465 bps year on year. Not enough history for a trend yet: scored on growth alone. Profit fell 14% from last quarter.
  • Q2 FY25: Revenue ₹36.0 cr (+20% year on year), EBITDA ₹24.0 cr (+20% year on year), PAT ₹7.0 cr (+40% year on year), EBITDA margin 66.7% (0 bps). Score 68 of 100, Above trend. EBITDA margin was flat year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

SRG Housing Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.