Suryoday Small Finance Bank Limited Q4 FY26 earnings call summary

Earnings call of 8 May 2026, summarised by AI from the filing.

Reduced to ₹74 cr in Q4 FY26 from ₹116 cr in Q3 FY26.

Key takeaways

1. Slippages Reduced to ₹74 cr in Q4 FY26 from ₹116 cr in Q3 FY26.
2. Digital deposits About 50% of incremental deposits from digital channel, average ticket ₹1.25 lakhs.
3. Cost of funds Cost of funds has hardened and it is becoming increasingly difficult to raise money.

Original filing on BSE

Suryoday Small Finance Bank Limited Q1 FY27 results

As filed: Revenue ₹622 cr, EBITDA −₹46.0 cr, PAT ₹75.2 cr, EBITDA margin -7.4%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹602 cr, EBITDA −₹24.7 cr, PAT ₹49.7 cr, EBITDA margin -4.1%. Not scored. Bank result format: not scored yet. Share price after the results: +6.5% in 29 days (Nifty 500: −3.2%).
• Q3 FY26: Revenue ₹544 cr, EBITDA −₹33.1 cr, PAT ₹36.6 cr, EBITDA margin -6.1%. Not scored. Bank result format: not scored yet. Share price after the results: −10.8% in 29 days (Nifty 500: +1.7%).
• Q2 FY26: Revenue ₹520 cr, EBITDA −₹40.8 cr, PAT ₹30.0 cr, EBITDA margin -7.9%. Not scored. Bank result format: not scored yet. Share price after the results: −8.3% in 29 days (Nifty 500: +1.4%).
• Q1 FY26: Revenue ₹495 cr, EBITDA −₹61.7 cr, PAT ₹35.0 cr, EBITDA margin -12.5%. Not scored. Bank result format: not scored yet. Share price after the results: −5.2% in 29 days (Nifty 500: −1.3%).
• Q4 FY25: Revenue ₹471 cr, EBITDA −₹107 cr, PAT −₹34.0 cr, EBITDA margin -22.7%. Not scored. Bank result format: not scored yet. Share price after the results: +18.0% in 29 days (Nifty 500: +6.1%).
• Q3 FY25: Revenue ₹488 cr, EBITDA −₹1.6 cr, PAT ₹33.0 cr, EBITDA margin -0.3%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹507 cr, EBITDA ₹12.6 cr, PAT ₹45.0 cr, EBITDA margin 2.5%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Suryoday Small Finance Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (24 Jul 2026), Results deck (23 Jul 2026), Results press release (23 Jul 2026)
• Q4 FY26: Earnings call (8 May 2026), Results deck (7 May 2026), Results deck (8 May 2026), Results press release (7 May 2026)
• Q3 FY26: Earnings call (23 Jan 2026), Results deck (22 Jan 2026), Results press release (22 Jan 2026)
• Q2 FY26: Earnings call (7 Nov 2025), Results deck (6 Nov 2025), Results press release (6 Nov 2025)
• Q1 FY26: Earnings call (25 Jul 2025), Results deck (24 Jul 2025), Results press release (24 Jul 2025)
• Q4 FY25: Earnings call (9 May 2025), Results deck (8 May 2025), Results press release (8 May 2025)