UCO Bank Q3 FY26 results deck summary

Results deck of 17 Jan 2026, summarised by AI from the filing.

UCO Bank Q3 FY26 net profit ₹739 cr, up 15.65% Y-O-Y; credit growth 16.74% exceeds FY26 guidance of 12-14%.

Key takeaways

1. Net profit ₹739 cr in Q3 FY26, up 15.65% Y-O-Y from ₹639 cr
2. Guidance FY 25-26 deposit growth guided at 10-12%, credit growth at 12-14%
3. Credit growth 16.74% Y-O-Y in Dec-25, above the FY 25-26 guidance of 12-14%
4. Retail advances ₹64159 cr in Dec-25, up 28.18% Y-O-Y, driving overall advance growth
5. Net NPA 0.36% in Dec-25, above the FY 25-26 guidance of less than 0.35%

Original filing on BSE

UCO Bank Q1 FY27 results

As filed: Revenue ₹6,996 cr, EBITDA ₹889 cr, PAT ₹656 cr, EBITDA margin 12.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹6,656 cr, EBITDA ₹538 cr, PAT ₹801 cr, EBITDA margin 8.1%. Not scored. Bank result format: not scored yet. Share price after the results: −3.5% in 30 days (Nifty 500: +1.6%).
• Q3 FY26: Revenue ₹6,652 cr, EBITDA ₹286 cr, PAT ₹740 cr, EBITDA margin 4.3%. Not scored. Bank result format: not scored yet. Share price after the results: −2.1% in 30 days (Nifty 500: −0.1%).
• Q2 FY26: Revenue ₹6,537 cr, EBITDA ₹141 cr, PAT ₹620 cr, EBITDA margin 2.2%. Not scored. Bank result format: not scored yet. Share price after the results: −2.2% in 28 days (Nifty 500: +1.2%).
• Q1 FY26: Revenue ₹6,436 cr, EBITDA −₹51.2 cr, PAT ₹607 cr, EBITDA margin -0.8%. Not scored. Bank result format: not scored yet. Share price after the results: −8.9% in 30 days (Nifty 500: −0.6%).
• Q4 FY25: Revenue ₹6,745 cr, EBITDA −₹356 cr, PAT ₹652 cr, EBITDA margin -5.3%. Not scored. Bank result format: not scored yet. Share price after the results: +1.5% in 30 days (Nifty 500: +3.1%).
• Q3 FY25: Revenue ₹6,220 cr, EBITDA −₹190 cr, PAT ₹639 cr, EBITDA margin -3.1%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹6,078 cr, EBITDA −₹54.1 cr, PAT ₹603 cr, EBITDA margin -0.9%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

UCO Bank earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (23 Jul 2026), Results deck (22 Jul 2026), Results press release (22 Jul 2026)
• Q4 FY26: Earnings call (27 Apr 2026), Results press release (25 Apr 2026)
• Q3 FY26: Results deck (17 Jan 2026), Results press release (17 Jan 2026)
• Q2 FY26: Earnings call (17 Oct 2025), Results deck (17 Oct 2025), Results press release (17 Oct 2025)
• Q1 FY26: Earnings call (21 Jul 2025), Results deck (21 Jul 2025), Results press release (21 Jul 2025)
• Q4 FY25: Results press release (28 Apr 2025)