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Ujjivan Small Finance Bank Limited Q2 FY27 earnings call summary

NSE: UJJIVANSFB · BSE: 542904

Earnings call of 16 Oct 2026, summarised by AI from the filing.

Q2 FY27 PAT ₹365 cr, an all-time high, with ROA of 2.4% and ROE of 19.7%.

Key takeaways

  1. Record PAT Q2 FY27 PAT ₹365 cr, an all-time high, with ROA of 2.4% and ROE of 19.7%.
  2. ROA outlook Management now sees a possible overshoot of the guided ROA range for FY27.
  3. Deposit growth Deposits crossed ₹50,000 cr, reaching ₹50,643 cr, up 29.2% year-on-year.
  4. Drought risk Karnataka and Maharashtra on watch list; only ₹15.1 cr of Karnataka book eligible under SLBC notice.

Original filing on BSE

Ujjivan Small Finance Bank Limited Q2 FY27 results

As filed: Revenue ₹2,153 cr, EBITDA ₹195 cr, PAT ₹365 cr, EBITDA margin 9.1%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q1 FY27: Revenue ₹2,025 cr, EBITDA ₹165 cr, PAT ₹317 cr, EBITDA margin 8.1%. Not scored. Bank result format: not scored yet. Share price after the results: +10.8% in 29 days (Nifty 500: +1.7%).
  • Q4 FY26: Revenue ₹1,878 cr, EBITDA ₹64.1 cr, PAT ₹282 cr, EBITDA margin 3.4%. Not scored. Bank result format: not scored yet. Share price after the results: −14.5% in 28 days (Nifty 500: −3.2%).
  • Q3 FY26: Revenue ₹1,752 cr, EBITDA −₹51.0 cr, PAT ₹186 cr, EBITDA margin -2.9%. Not scored. Bank result format: not scored yet. Share price after the results: +13.5% in 29 days (Nifty 500: +2.5%).
  • Q2 FY26: Revenue ₹1,682 cr, EBITDA −₹96.4 cr, PAT ₹122 cr, EBITDA margin -5.7%. Not scored. Bank result format: not scored yet. Share price after the results: +5.8% in 28 days (Nifty 500: +1.2%).
  • Q1 FY26: Revenue ₹1,619 cr, EBITDA −₹113 cr, PAT ₹103 cr, EBITDA margin -7.0%. Not scored. Bank result format: not scored yet. Share price after the results: −7.0% in 29 days (Nifty 500: −1.9%).
  • Q4 FY25: Revenue ₹1,573 cr, EBITDA −₹175 cr, PAT ₹83.0 cr, EBITDA margin -11.1%. Not scored. Bank result format: not scored yet. Share price after the results: −2.0% in 30 days (Nifty 500: +3.1%).
  • Q3 FY25: Revenue ₹1,591 cr, EBITDA −₹36.2 cr, PAT ₹109 cr, EBITDA margin -2.3%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Ujjivan Small Finance Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.