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AU Small Finance Bank Limited Q2 FY27 earnings call summary

NSE: AUBANK · BSE: 540611

Earnings call of 24 Oct 2026, summarised by AI from the filing.

Q2 FY27 PAT ₹858 cr (Q2 FY26: ₹561 cr, +53% YoY); RoA 1.7% and RoE 16.1%.

Key takeaways

  1. Profit Q2 FY27 PAT ₹858 cr (Q2 FY26: ₹561 cr, +53% YoY); RoA 1.7% and RoE 16.1%.
  2. Margin NIM fell 9 bps QoQ to 5.8% on a higher investment share and seasonality, though up 33 bps YoY.
  3. Risk Further cost of funds improvement may be capped as system liquidity dries up and short-term rates rise.

Original filing on BSE

AU Small Finance Bank Limited Q2 FY27 results

As filed: Revenue ₹5,612 cr, EBITDA ₹384 cr, PAT ₹858 cr, EBITDA margin 6.8%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q1 FY27: Revenue ₹5,303 cr, EBITDA ₹375 cr, PAT ₹796 cr, EBITDA margin 7.1%. Not scored. Bank result format: not scored yet. Share price after the results: +11.0% in 30 days (Nifty 500: +2.6%).
  • Q4 FY26: Revenue ₹5,019 cr, EBITDA ₹351 cr, PAT ₹832 cr, EBITDA margin 7.0%. Not scored. Bank result format: not scored yet. Share price after the results: −3.6% in 30 days (Nifty 500: +0.6%).
  • Q3 FY26: Revenue ₹4,727 cr, EBITDA ₹160 cr, PAT ₹668 cr, EBITDA margin 3.4%. Not scored. Bank result format: not scored yet. Share price after the results: +1.6% in 30 days (Nifty 500: +1.5%).
  • Q2 FY26: Revenue ₹4,511 cr, EBITDA ₹16.4 cr, PAT ₹561 cr, EBITDA margin 0.4%. Not scored. Bank result format: not scored yet. Share price after the results: +12.4% in 28 days (Nifty 500: +1.0%).
  • Q1 FY26: Revenue ₹4,378 cr, EBITDA −₹31.6 cr, PAT ₹581 cr, EBITDA margin -0.7%. Not scored. Bank result format: not scored yet. Share price after the results: −4.2% in 30 days (Nifty 500: −1.5%).
  • Q4 FY25: Revenue ₹4,271 cr, EBITDA −₹104 cr, PAT ₹504 cr, EBITDA margin -2.4%. Not scored. Bank result format: not scored yet. Share price after the results: +12.3% in 30 days (Nifty 500: +2.3%).
  • Q3 FY25: Revenue ₹4,113 cr, EBITDA ₹84.6 cr, PAT ₹528 cr, EBITDA margin 2.1%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

AU Small Finance Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.