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AU Small Finance Bank Limited Q3 FY26 results deck summary

NSE: AUBANK · BSE: 540611

Results deck of 20 Jan 2026, summarised by AI from the filing.

Q3'FY26 PAT grew 26% YoY to ₹668 cr, NIM expanded 25bps QoQ to 5.7%, and deposits grew 23.3% YoY to ₹1,38,415 cr.

Key takeaways

  1. Q3 PAT PAT grew 26% YoY and 19% QoQ to ₹668 cr; excluding one-off NLC impact, PAT at ₹682 cr.
  2. Guidance No forward guidance was provided in the presentation.
  3. Risk Economic uncertainty remains amidst tariff challenges, tighter liquidity and currency pressures.

Original filing on BSE

AU Small Finance Bank Limited Q1 FY27 results

As filed: Revenue ₹5,303 cr, EBITDA ₹375 cr, PAT ₹796 cr, EBITDA margin 7.1%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹5,019 cr, EBITDA ₹351 cr, PAT ₹832 cr, EBITDA margin 7.0%. Not scored. Bank result format: not scored yet. Share price after the results: −3.6% in 30 days (Nifty 500: +0.6%).
  • Q3 FY26: Revenue ₹4,727 cr, EBITDA ₹160 cr, PAT ₹668 cr, EBITDA margin 3.4%. Not scored. Bank result format: not scored yet. Share price after the results: +1.6% in 30 days (Nifty 500: +1.5%).
  • Q2 FY26: Revenue ₹4,511 cr, EBITDA ₹16.4 cr, PAT ₹561 cr, EBITDA margin 0.4%. Not scored. Bank result format: not scored yet. Share price after the results: +12.4% in 28 days (Nifty 500: +1.0%).
  • Q1 FY26: Revenue ₹4,378 cr, EBITDA −₹31.6 cr, PAT ₹581 cr, EBITDA margin -0.7%. Not scored. Bank result format: not scored yet. Share price after the results: −4.2% in 30 days (Nifty 500: −1.5%).
  • Q4 FY25: Revenue ₹4,271 cr, EBITDA −₹104 cr, PAT ₹504 cr, EBITDA margin -2.4%. Not scored. Bank result format: not scored yet. Share price after the results: +12.3% in 30 days (Nifty 500: +2.3%).
  • Q3 FY25: Revenue ₹4,113 cr, EBITDA ₹84.6 cr, PAT ₹528 cr, EBITDA margin 2.1%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹3,911 cr, EBITDA ₹121 cr, PAT ₹571 cr, EBITDA margin 3.1%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

AU Small Finance Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.