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Bank of India Q2 FY27 results deck summary

NSE: BANKINDIA · BSE: 532149

Results deck of 23 Oct 2026, summarised by AI from the filing.

Bank of India's Q2 FY27 net profit rose 25% YoY to ₹3,202 cr, with gross NPA at 1.60% and CRAR at 17.78%.

Key takeaways

  1. Net profit Q2 FY27 net profit ₹3,202 cr, up 25% YoY from ₹2,555 cr; H1 FY27 ₹6,270 cr against ₹4,807 cr.
  2. Capital raise Board approved raising ₹2,500 crore of AT1 and ₹5,000 crore of Tier-II bonds, total ₹7500 crore, to be raised in FY 27.
  3. CASA mix Domestic CASA ratio fell to 34.16% at 30.09.26 from 36.68% at 30.06.26, while term deposits rose to ₹5,91,709 cr.
  4. RAM focus RAM advances grew 18.68% YoY to ₹4,12,670 cr, lifting their share of gross domestic advances to 58.63%.
  5. Funding cost Cost of funds rose to 5.16% in Q2 FY27 from 4.45% in Q1 FY27, with cost of deposits at 4.85%.

Original filing on BSE

Bank of India Q1 FY27 results

As filed: Revenue ₹20,097 cr, EBITDA ₹1,551 cr, PAT ₹3,138 cr, EBITDA margin 7.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹19,573 cr, EBITDA ₹800 cr, PAT ₹3,050 cr, EBITDA margin 4.1%. Not scored. Bank result format: not scored yet. Share price after the results: +1.2% in 28 days (Nifty 500: −2.8%).
  • Q3 FY26: Revenue ₹19,052 cr, EBITDA ₹1,346 cr, PAT ₹2,750 cr, EBITDA margin 7.1%. Not scored. Bank result format: not scored yet. Share price after the results: +18.9% in 30 days (Nifty 500: +2.5%).
  • Q2 FY26: Revenue ₹18,521 cr, EBITDA ₹1,143 cr, PAT ₹2,526 cr, EBITDA margin 6.2%. Not scored. Bank result format: not scored yet. Share price after the results: +19.0% in 28 days (Nifty 500: +1.0%).
  • Q1 FY26: Revenue ₹18,467 cr, EBITDA ₹228 cr, PAT ₹1,764 cr, EBITDA margin 1.2%. Not scored. Bank result format: not scored yet. Share price after the results: −1.7% in 30 days (Nifty 500: −2.0%).
  • Q4 FY25: Revenue ₹18,479 cr, EBITDA ₹96.4 cr, PAT ₹2,648 cr, EBITDA margin 0.5%. Not scored. Bank result format: not scored yet. Share price after the results: +12.8% in 28 days (Nifty 500: +6.9%).
  • Q3 FY25: Revenue ₹18,317 cr, EBITDA ₹1,667 cr, PAT ₹2,559 cr, EBITDA margin 9.1%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹17,466 cr, EBITDA ₹606 cr, PAT ₹2,399 cr, EBITDA margin 3.5%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Bank of India earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.