Bank of India Q4 FY26 earnings call summary

Earnings call of 8 May 2026, summarised by AI from the filing.

Bank of India FY26 net profit ₹10,527 cr, up 14% YoY; guides FY27 advances growth of 15-16% and deposits 13-14%.

Key takeaways

1. Net Profit FY26 net profit ₹10,527 cr, up 14% YoY; Q4 FY26 net profit ₹3,016 cr, up 15% YoY.
2. Guidance Management guides FY27 global advances growth of 15-16% and deposit growth of 13-14%.
3. ECL impact ECL transition impact estimated at 0.50% p.a. aggregating to 2.50% over five years from April 2027.
4. Deposit franchise Bank targets CASA of ₹3.30 lakh cr in FY27, up around 10%, through project UDAAN and Zonal Deposit Centres.

Original filing on BSE

Bank of India Q1 FY27 results

As filed: Revenue ₹20,097 cr, EBITDA ₹1,551 cr, PAT ₹3,138 cr, EBITDA margin 7.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹19,573 cr, EBITDA ₹800 cr, PAT ₹3,050 cr, EBITDA margin 4.1%. Not scored. Bank result format: not scored yet. Share price after the results: 0.0% in 30 days (Nifty 500: −1.0%).
• Q3 FY26: Revenue ₹19,052 cr, EBITDA ₹1,346 cr, PAT ₹2,750 cr, EBITDA margin 7.1%. Not scored. Bank result format: not scored yet. Share price after the results: +10.0% in 28 days (Nifty 500: −4.2%).
• Q2 FY26: Revenue ₹18,521 cr, EBITDA ₹1,143 cr, PAT ₹2,526 cr, EBITDA margin 6.2%. Not scored. Bank result format: not scored yet. Share price after the results: +15.6% in 30 days (Nifty 500: +2.3%).
• Q1 FY26: Revenue ₹18,467 cr, EBITDA ₹228 cr, PAT ₹1,764 cr, EBITDA margin 1.2%. Not scored. Bank result format: not scored yet. Share price after the results: −1.7% in 30 days (Nifty 500: −2.0%).
• Q4 FY25: Revenue ₹18,479 cr, EBITDA ₹96.4 cr, PAT ₹2,648 cr, EBITDA margin 0.5%. Not scored. Bank result format: not scored yet. Share price after the results: +12.8% in 28 days (Nifty 500: +6.9%).
• Q3 FY25: Revenue ₹18,317 cr, EBITDA ₹1,667 cr, PAT ₹2,559 cr, EBITDA margin 9.1%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹17,466 cr, EBITDA ₹606 cr, PAT ₹2,399 cr, EBITDA margin 3.5%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Bank of India earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (24 Jul 2026), Results deck (24 Jul 2026), Results deck (8 Sep 2026), Results press release (24 Jul 2026)
• Q4 FY26: Earnings call (8 May 2026), Results deck (8 May 2026)
• Q3 FY26: Earnings call (21 Jan 2026), Results deck (21 Jan 2026), Results press release (21 Jan 2026)
• Q2 FY26: Earnings call (17 Oct 2025), Results deck (17 Oct 2025), Results press release (17 Oct 2025)
• Q1 FY26: Earnings call (29 Jul 2025), Results deck (29 Jul 2025), Results press release (29 Jul 2025)
• Q4 FY25: Earnings call (9 May 2025), Results deck (9 May 2025), Results press release (9 May 2025), Results press release (9 May 2025)