Capital India Finance Limited Q4 FY26 results press release summary

Results press release of 20 May 2026, summarised by AI from the filing.

Capital India Finance reports FY26 standalone PAT of ₹40.36 cr, up 243% YoY, and FY27 focus on scalable MSME lending.

Key takeaways

1. FY27 focus FY27 focus on scalable MSME lending franchise; no specific guidance given.
2. CIHL divestment Divested entire stake in Capital India Home Loans for ₹267 cr in Aug 25.
3. Disbursements ₹753.54 cr in FY26, +62% YoY, driven by customer acquisition and MSME expansion.
4. Risk Forward-looking statements subject to risks; actual results could materially differ.

Original filing on BSE

Capital India Finance Limited Q1 FY27 results

As filed: Revenue ₹128 cr (−9% year on year), EBITDA ₹23.9 cr (−23% year on year), PAT −₹9.6 cr, EBITDA margin 18.7% (−343 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹125 cr (−10% year on year), EBITDA ₹22.9 cr (−26% year on year), PAT −₹3.0 cr, EBITDA margin 18.3% (−398 bps). Score 11 of 100, Below trend. EBITDA margin fell 398 bps year on year. Not enough history for a trend yet: scored on growth alone. Revenue fell 15% from last quarter. Share price after the results: −1.7% in 30 days (Nifty 500: +2.5%).
• Q3 FY26: Revenue ₹147 cr, EBITDA ₹22.9 cr, PAT −₹5.2 cr, EBITDA margin 15.6%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹147 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: −18.3% in 28 days (Nifty 500: −8.2%).
• Q2 FY26: Revenue ₹131 cr, EBITDA −₹27.0 cr, PAT ₹45.0 cr, EBITDA margin -20.6%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹131 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: +2.5% in 28 days (Nifty 500: −0.5%).
• Q1 FY26: Revenue ₹140 cr, EBITDA ₹31.0 cr, PAT −₹6.0 cr, EBITDA margin 22.1%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹140 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: −2.4% in 30 days (Nifty 500: +2.8%).
• Q4 FY25: Revenue ₹139 cr, EBITDA ₹31.0 cr, PAT −₹3.0 cr, EBITDA margin 22.3%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹139 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: +9.5% in 30 days (Nifty 500: +1.8%).

Past price moves after results do not indicate future moves. Not a recommendation.

Capital India Finance Limited earnings call, investor presentation and press release summaries

• Q4 FY26: Results deck (20 May 2026), Results press release (20 May 2026)
• Other events: Strategy deck (26 May 2025)