Capital India Finance Limited strategy deck summary

Strategy deck of 26 May 2025, summarised by AI from the filing.

No forward guidance was given in the presentation.

Key takeaways

1. Guidance No forward guidance was given in the presentation.
2. Housing finance SPA signed for sale of entire stake in Capital India Home Loans; RBI prior approval received in May 2025.
3. RapiPay RapiPay has ~760K DBOs, ~70+ Mn unique customers, and ~₹800 cr cumulative loans sourced.
4. Risk Forward-looking statements subject to risks that may cause actual results to differ materially.

Original filing on BSE

Capital India Finance Limited Q1 FY27 results

As filed: Revenue ₹128 cr (−9% year on year), EBITDA ₹23.9 cr (−23% year on year), PAT −₹9.6 cr, EBITDA margin 18.7% (−343 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹125 cr (−10% year on year), EBITDA ₹22.9 cr (−26% year on year), PAT −₹3.0 cr, EBITDA margin 18.3% (−398 bps). Score 11 of 100, Below trend. EBITDA margin fell 398 bps year on year. Not enough history for a trend yet: scored on growth alone. Revenue fell 15% from last quarter. Share price after the results: −1.7% in 30 days (Nifty 500: +2.5%).
• Q3 FY26: Revenue ₹147 cr, EBITDA ₹22.9 cr, PAT −₹5.2 cr, EBITDA margin 15.6%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹147 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: −18.3% in 28 days (Nifty 500: −8.2%).
• Q2 FY26: Revenue ₹131 cr, EBITDA −₹27.0 cr, PAT ₹45.0 cr, EBITDA margin -20.6%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹131 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: +2.5% in 28 days (Nifty 500: −0.5%).
• Q1 FY26: Revenue ₹140 cr, EBITDA ₹31.0 cr, PAT −₹6.0 cr, EBITDA margin 22.1%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹140 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: −2.4% in 30 days (Nifty 500: +2.8%).
• Q4 FY25: Revenue ₹139 cr, EBITDA ₹31.0 cr, PAT −₹3.0 cr, EBITDA margin 22.3%. Not scored. No consolidated results for the same quarter last year to compare yet (consolidated revenue ₹139 cr). Scored once a year-earlier consolidated quarter exists. Share price after the results: +9.5% in 30 days (Nifty 500: +1.8%).

Past price moves after results do not indicate future moves. Not a recommendation.

Capital India Finance Limited earnings call, investor presentation and press release summaries

• Q4 FY26: Results deck (20 May 2026), Results press release (20 May 2026)
• Other events: Strategy deck (26 May 2025)