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DCB Bank Limited Q1 FY27 earnings call summary

NSE: DCBBANK · BSE: 532772

Earnings call of 24 Jul 2026, summarised by AI from the filing.

Cost-to-average below 2.5%, GNPA below 2.5%, NNPA below 1% and ROE above 13.5% for FY27, met in Q4 and repeated in Q1.

Key takeaways

  1. Guidance Cost-to-average below 2.5%, GNPA below 2.5%, NNPA below 1% and ROE above 13.5% for FY27, met in Q4 and repeated in Q1.
  2. Mortgages Disbursements rose 35% to ₹1,500 cr; management expects mortgage growth to follow with a lag.
  3. Risk Petroleum price increase expected to ripple into other costs, though no impact seen yet.

Original filing on BSE

DCB Bank Limited Q1 FY27 results

As filed: Revenue ₹1,984 cr, EBITDA ₹90.6 cr, PAT ₹213 cr, EBITDA margin 4.6%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹1,907 cr, EBITDA ₹61.6 cr, PAT ₹206 cr, EBITDA margin 3.2%. Not scored. Bank result format: not scored yet. Share price after the results: −6.2% in 28 days (Nifty 500: +0.4%).
  • Q3 FY26: Revenue ₹1,861 cr, EBITDA ₹27.3 cr, PAT ₹185 cr, EBITDA margin 1.5%. Not scored. Bank result format: not scored yet. Share price after the results: +15.2% in 28 days (Nifty 500: +3.0%).
  • Q2 FY26: Revenue ₹1,823 cr, EBITDA ₹56.9 cr, PAT ₹184 cr, EBITDA margin 3.1%. Not scored. Bank result format: not scored yet. Share price after the results: +36.0% in 28 days (Nifty 500: +1.0%).
  • Q1 FY26: Revenue ₹1,814 cr, EBITDA −₹24.1 cr, PAT ₹157 cr, EBITDA margin -1.3%. Not scored. Bank result format: not scored yet. Share price after the results: −13.8% in 29 days (Nifty 500: −2.5%).
  • Q4 FY25: Revenue ₹1,742 cr, EBITDA ₹19.2 cr, PAT ₹177 cr, EBITDA margin 1.1%. Not scored. Bank result format: not scored yet. Share price after the results: +10.3% in 28 days (Nifty 500: +4.3%).
  • Q3 FY25: Revenue ₹1,671 cr, EBITDA ₹20.0 cr, PAT ₹151 cr, EBITDA margin 1.2%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹1,568 cr, EBITDA ₹5.4 cr, PAT ₹155 cr, EBITDA margin 0.3%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

DCB Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.