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DCB Bank Limited Q2 FY27 earnings call summary

NSE: DCBBANK · BSE: 532772

Earnings call of 23 Oct 2026, summarised by AI from the filing.

DCB Bank's Q2 FY27 net profit rose 29% Y-o-Y to ₹236 cr, a record quarter, with NIM guided to improve in Q3 and Q4.

Key takeaways

  1. Record profit Net profit ₹236 cr, up 29% Y-o-Y, the highest ever quarter and the fifth consecutive record quarter.
  2. NIM guidance NIM expected to improve in Q3 and Q4, helped by passing on the November repo increase to floating-rate customers.
  3. ROE guidance FY27 ROE will be higher than the 13.5% committed, even on a diluted base if capital comes in.
  4. Cost of deposits Lower cost of deposits from not being the highest rate provider is the main lever for NIM over the longer term.

Original filing on BSE

DCB Bank Limited Q2 FY27 results

As filed: Revenue ₹2,050 cr, EBITDA ₹68.7 cr, PAT ₹236 cr, EBITDA margin 3.4%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q1 FY27: Revenue ₹1,984 cr, EBITDA ₹90.6 cr, PAT ₹213 cr, EBITDA margin 4.6%. Not scored. Bank result format: not scored yet. Share price after the results: +9.3% in 28 days (Nifty 500: +2.7%).
  • Q4 FY26: Revenue ₹1,907 cr, EBITDA ₹61.6 cr, PAT ₹206 cr, EBITDA margin 3.2%. Not scored. Bank result format: not scored yet. Share price after the results: −6.2% in 28 days (Nifty 500: +0.4%).
  • Q3 FY26: Revenue ₹1,861 cr, EBITDA ₹27.3 cr, PAT ₹185 cr, EBITDA margin 1.5%. Not scored. Bank result format: not scored yet. Share price after the results: +15.2% in 28 days (Nifty 500: +3.0%).
  • Q2 FY26: Revenue ₹1,823 cr, EBITDA ₹56.9 cr, PAT ₹184 cr, EBITDA margin 3.1%. Not scored. Bank result format: not scored yet. Share price after the results: +17.7% in 30 days (Nifty 500: +0.1%).
  • Q1 FY26: Revenue ₹1,814 cr, EBITDA −₹24.1 cr, PAT ₹157 cr, EBITDA margin -1.3%. Not scored. Bank result format: not scored yet. Share price after the results: −13.8% in 29 days (Nifty 500: −2.5%).
  • Q4 FY25: Revenue ₹1,742 cr, EBITDA ₹19.2 cr, PAT ₹177 cr, EBITDA margin 1.1%. Not scored. Bank result format: not scored yet. Share price after the results: +10.3% in 28 days (Nifty 500: +4.3%).
  • Q3 FY25: Revenue ₹1,671 cr, EBITDA ₹20.0 cr, PAT ₹151 cr, EBITDA margin 1.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

DCB Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.