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Five-Star Business Finance Limited Q1 FY26 results press release summary

NSE: FIVESTAR · BSE: 543663

Results press release of 28 Jul 2025, summarised by AI from the filing.

Five-Star Q1FY26 PAT ₹266 cr, up 6% y-o-y, as asset quality weakens and management guides normalisation by 2HFY26.

Key takeaways

  1. Asset quality Management expects a trend reversal over the next couple of quarters, with likely normalization by 2HFY26.
  2. Asset quality Gross Stage 3 Assets rose to 2.46% in Q1FY26 from 1.79% in Q4FY25.
  3. AUM AUM grew 20% y-o-y to ₹12,458 cr as of June 30, 2025.
  4. Overleverage The overleverage crisis on the secured portfolio continued in Q1FY26 at slightly heightened intensity, impacting asset quality.

Original filing on BSE

Five-Star Business Finance Limited Q1 FY27 results

As filed: Revenue ₹829 cr (+5% year on year), EBITDA ₹533 cr (−2% year on year), PAT ₹271 cr (+2% year on year), EBITDA margin 64.3% (−497 bps).

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹817 cr (+9% year on year), EBITDA ₹540 cr (−2% year on year), PAT ₹269 cr (−3% year on year), EBITDA margin 66.0% (−683 bps). Score 20 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 683 bps year on year. Revenue rose ₹65.0 cr on a year ago, against ₹136 cr the year before. Share price after the results: −9.2% in 29 days (Nifty 500: +0.9%).
  • Q3 FY26: Revenue ₹815 cr (+12% year on year), EBITDA ₹560 cr (+4% year on year), PAT ₹277 cr (+1% year on year), EBITDA margin 68.7% (−560 bps). Score 21 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 560 bps year on year. Profit fell 3% from last quarter. Revenue rose ₹88.1 cr on a year ago, against ₹160 cr the year before. Share price after the results: −16.8% in 30 days (Nifty 500: +0.4%).
  • Q2 FY26: Revenue ₹799 cr (+14% year on year), EBITDA ₹564 cr (+8% year on year), PAT ₹286 cr (+7% year on year), EBITDA margin 70.6% (−406 bps). Score 22 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 406 bps year on year. Revenue rose ₹97.0 cr on a year ago, against ₹180 cr the year before. Share price after the results: +10.0% in 30 days (Nifty 500: +0.5%).
  • Q1 FY26: Revenue ₹787 cr (+18% year on year), EBITDA ₹545 cr (+10% year on year), PAT ₹266 cr (+6% year on year), EBITDA margin 69.3% (−537 bps). Score 22 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 537 bps year on year. Profit fell 5% from last quarter. Revenue rose ₹121 cr on a year ago, against ₹186 cr the year before. Share price after the results: −16.0% in 29 days (Nifty 500: −0.3%).
  • Q4 FY25: Revenue ₹752 cr (+22% year on year), EBITDA ₹548 cr (+20% year on year), PAT ₹279 cr (+18% year on year), EBITDA margin 72.9% (−99 bps). Score 32 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 99 bps year on year. Revenue rose ₹136 cr on a year ago, against ₹177 cr the year before. Share price after the results: −9.6% in 30 days (Nifty 500: +3.4%).
  • Q3 FY25: Revenue ₹727 cr (+28% year on year), EBITDA ₹540 cr (+28% year on year), PAT ₹274 cr (+26% year on year), EBITDA margin 74.3% (−33 bps). Score 37 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 33 bps year on year. Revenue rose ₹160 cr on a year ago, against ₹180 cr the year before.
  • Q2 FY25: Revenue ₹702 cr (+34% year on year), EBITDA ₹524 cr (+38% year on year), PAT ₹268 cr (+35% year on year), EBITDA margin 74.6% (+204 bps). Score 84 of 100, Above trend. EBITDA margin rose 204 bps year on year. Not enough history for a trend yet: scored on growth alone.

Past price moves after results do not indicate future moves. Not a recommendation.

Five-Star Business Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.