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Five-Star Business Finance Limited Q2 FY27 earnings call summary

NSE: FIVESTAR · BSE: 543663

Earnings call of 26 Oct 2026, summarised by AI from the filing.

Five-Star reported record Q2 FY27 disbursements of ₹2,078 cr and AUM of ₹14,640 cr, and expects to comfortably cross its FY27 growth guidance.

Key takeaways

  1. Growth guidance Management expects to comfortably cross this year's AUM growth guidance, with a revised number, if needed, after Q3.

Original filing on BSE

Five-Star Business Finance Limited Q2 FY27 results

As filed: Revenue ₹858 cr (+7% year on year), EBITDA ₹536 cr (−5% year on year), PAT ₹299 cr (+5% year on year), EBITDA margin 62.4% (−819 bps).

The Q2 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q1 FY27: Revenue ₹829 cr (+5% year on year), EBITDA ₹533 cr (−2% year on year), PAT ₹271 cr (+2% year on year), EBITDA margin 64.3% (−497 bps). Score 25 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin fell 497 bps year on year. Revenue rose ₹42.0 cr on a year ago, against ₹121 cr the year before. Share price after the results: −6.6% in 30 days (Nifty 500: +2.6%).
  • Q4 FY26: Revenue ₹817 cr (+9% year on year), EBITDA ₹540 cr (−2% year on year), PAT ₹269 cr (−3% year on year), EBITDA margin 66.0% (−683 bps). Score 20 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 683 bps year on year. Revenue rose ₹65.0 cr on a year ago, against ₹136 cr the year before. Share price after the results: −9.2% in 29 days (Nifty 500: +0.9%).
  • Q3 FY26: Revenue ₹815 cr (+12% year on year), EBITDA ₹560 cr (+4% year on year), PAT ₹277 cr (+1% year on year), EBITDA margin 68.7% (−560 bps). Score 21 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 560 bps year on year. Profit fell 3% from last quarter. Revenue rose ₹88.1 cr on a year ago, against ₹160 cr the year before. Share price after the results: −16.8% in 30 days (Nifty 500: +0.4%).
  • Q2 FY26: Revenue ₹799 cr (+14% year on year), EBITDA ₹564 cr (+8% year on year), PAT ₹286 cr (+7% year on year), EBITDA margin 70.6% (−406 bps). Score 22 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 406 bps year on year. Revenue rose ₹97.0 cr on a year ago, against ₹180 cr the year before. Share price after the results: +10.0% in 30 days (Nifty 500: +0.5%).
  • Q1 FY26: Revenue ₹787 cr (+18% year on year), EBITDA ₹545 cr (+10% year on year), PAT ₹266 cr (+6% year on year), EBITDA margin 69.3% (−537 bps). Score 22 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 537 bps year on year. Profit fell 5% from last quarter. Revenue rose ₹121 cr on a year ago, against ₹186 cr the year before. Share price after the results: −16.0% in 29 days (Nifty 500: −0.3%).
  • Q4 FY25: Revenue ₹752 cr (+22% year on year), EBITDA ₹548 cr (+20% year on year), PAT ₹279 cr (+18% year on year), EBITDA margin 72.9% (−99 bps). Score 32 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 99 bps year on year. Revenue rose ₹136 cr on a year ago, against ₹177 cr the year before. Share price after the results: −9.6% in 30 days (Nifty 500: +3.4%).
  • Q3 FY25: Revenue ₹727 cr (+28% year on year), EBITDA ₹540 cr (+28% year on year), PAT ₹274 cr (+26% year on year), EBITDA margin 74.3% (−33 bps). Score 37 of 100, Below trend. Revenue, EBITDA and profit growth were well below the company's own trend. EBITDA margin fell 33 bps year on year. Revenue rose ₹160 cr on a year ago, against ₹180 cr the year before.

Past price moves after results do not indicate future moves. Not a recommendation.

Five-Star Business Finance Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.