Go Digit General Insurance Limited Q1 FY26 earnings call summary

Earnings call of 28 Jul 2025, summarised by AI from the filing.

Go Digit Q1 FY26 PBT ₹161 cr, PAT ₹138 cr; retention fell to 65.4% raising combined ratio optically.

Key takeaways

1. Guidance Tax rate expected at 13.9% for the full year.
2. Retention Retention ratio fell to 65.4% from 76.2%, raising combined ratio optically.
3. Growth driver Fire business grew 40% vs industry 17%, driven by large corporate accounts.
4. Risk Group health pricing pressure; conversion ratio reducing.

Original filing on BSE

Go Digit General Insurance Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (23 Jul 2026), Results deck (23 Jul 2026)
• Q4 FY26: Earnings call (28 Apr 2026), Results deck (28 Apr 2026)
• Q3 FY26: Earnings call (22 Jan 2026), Results press release (22 Jan 2026)
• Q2 FY26: Earnings call (28 Oct 2025), Results deck (28 Oct 2025)
• Q1 FY26: Earnings call (28 Jul 2025), Results deck (28 Jul 2025)
• Q4 FY25: Earnings call (28 Apr 2025), Results deck (28 Apr 2025), Results press release (28 Apr 2025)
• Other events: Strategy deck (16 Feb 2026), Special call (24 Dec 2025)