Go Digit General Insurance Limited Q3 FY26 earnings call summary

Earnings call of 22 Jan 2026, summarised by AI from the filing.

Go Digit reported Q3 FY26 profit before tax of ₹163 cr (+37%) and first-time IFRS combined ratio of 105%, with two-wheeler premium up 47%.

Key takeaways

1. Tax guidance Tax rate expected at 14% for next quarter, moving to 25% from next financial year.
2. IFRS combined ratio First-time IFRS combined ratio at 105% in Q3 vs 106.2% last year; 9M at 105.6% vs 106.9%.
3. Motor OD risk Motor OD loss ratio rose to 75.6% on price competition and higher renewal mix; corrective pricing actions taken.

Original filing on BSE

Go Digit General Insurance Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (23 Jul 2026), Results deck (23 Jul 2026)
• Q4 FY26: Earnings call (28 Apr 2026), Results deck (28 Apr 2026)
• Q3 FY26: Earnings call (22 Jan 2026), Results press release (22 Jan 2026)
• Q2 FY26: Earnings call (28 Oct 2025), Results deck (28 Oct 2025)
• Q1 FY26: Earnings call (28 Jul 2025), Results deck (28 Jul 2025)
• Q4 FY25: Earnings call (28 Apr 2025), Results deck (28 Apr 2025), Results press release (28 Apr 2025)
• Other events: Strategy deck (16 Feb 2026), Special call (24 Dec 2025)